This is an integral role in the US Consumer Credit Risk team. The incumbent will be responsible to manage the line increase strategy for the US Consumer credit card base.
Line is a key determinant of card lending growth and profitability and a primary lever to drive existing customer engagement and experience. The incumbent will need to carefully balance growth with contingent liability control to ensure long term profitability of the portfolio and drive share of premium Lending in partnership with cross functional teams. Line Management is a mature science with complex algorithms, models and rules.
The incumbent needs to ensure flawless execution while looking for opportunities to transform the line function.
The position will report into the Director, Line Management and will need to work with various business partners in Product, Marketing, Decision sciences, Capabilities, Risk and Banking. To succeed in the role, the incumbent needs to have a very good blend of analytical skills, process expertise and partner management skills.
Job details are sourced from the employer's original posting.
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American Express is a global financial services company that provides credit card, charge card, and traveler's cheque services.