Banamex Analista de Autorizacion de Credito Hipotecario

The Credit Initiation Team Lead is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.
Responsibilities:

• Allocate work as a team leader over credit initiation specialists, delegating and supervising tasks
• Train and coach credit initiation specialists and use credit knowledge and signing authority to manage exceptions
• Ensure the integrity and confidentiality of customer documentation and recorded information within computerized systems
• Interpret procedures and policies to guide support staff in resolving complex problems
• Ensure the quality of tasks and services provided by the team
• Apply knowledge of technical and professional principles and concepts
• Exchange information in a concise and logical way, while being sensitive to audience diversity
• Fulfilling the clients’ necessities while providing an exceptional client experience is the expected behavior from all our employees and it will be measured by specific metrics.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• Relevant experience in a related role
• Fundamental understanding of procedures and concepts within own technical area
• Consistently demonstrates clear and concise written and verbal communication

Education:

• Bachelor’s degree/University degree or equivalent experience

Funciones

Análisis y Dictaminacion de créditos Hipotecarios ingresados por sucursal o bien Canales Brockers
Interpretación de buro de crédito.
Validación de candados de seguridad de Identificación, comprobantes de domicilio y comprobantes de ingresos tales como son Estados de cuenta, Recibos de nómina, cuestionarios médicos, ingresos
Interpretación de declaraciones anuales, estados financieros.
Deteminar la línea de crédito
Revision de Documentación Etapa 1 Crédito Hipotecario
Requisitos

Experiencia en Intepretación de Búro de Crédito avanzado (Indispensable)
Conocimiento en sistemas internos ADMWIN32, ONDEMAN, PREST, Y BROWSE.
Experiencia en anaislis de créditos (Ánalisis de ingresos Asalariados, personas físicas y morales, actas constitutivas, interpretacion de testimonios de escrituras)
Experiencia en base de datos
Experiencia en revisión de documentos
Experiencia en sistema Cronos
Habilidades de Capturia/ Analisis de Informacion
Manejo de paqueteria Offices
Conocimiento en interpretación de Buro de Crédito, Análisis de ingresos de Asalariados, personas físicas y morales. Experiencia en dictaminación de créditos.
Experiencia en manejo de expedientes, conocimiento en ingresos: recibos, edos de cuenta e interpretación de buro. (Indispensable)

Zona de Trabajo Pedro Ascencio Metepec

L-V 9 a 6

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Job Family Group:

Operations - Services

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Job Family:

Credit Initiation

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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