<h2 dir="ltr" style="line-height:1.38;margin-top:18pt;margin-bottom:4pt;"><span style="font-size:17pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The Basics:</span></h2><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Team:</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Engineering</span></p><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Experience:</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;7+ Years</span></p><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Location:</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Mumbai/Remote&nbsp;</span></p><div><br></div><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:12pt;"><span style="font-size:17pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Introduction</span></p><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">$11 trillion of money flows every year between companies in India.
It typically takes an average of 70 days for a business to get paid, and this number is increasing by ~5% every year. Formal funding options remain limited, covering less than 5% of the addressable market.</span></p><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">At&nbsp;</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">CashFlo</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, we are building India’s largest&nbsp;</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">B2B Payments Platform</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, transforming how businesses pay and get paid.
Our award-winning platform processes&nbsp;</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">₹20,000+ Crores of invoices every month</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, serving&nbsp;</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">300,000+ MSMEs and 1,200+ corporates</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, with&nbsp;</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">30+ lenders</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;integrated into the ecosystem.</span></p><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">You will join a core team of ex-BCG, ISB, and IIM alumni, backed by&nbsp;</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Elevation Capital</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;and&nbsp;</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">General Catalyst</span><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, with deep lineage in financial services via our NBFC roots.
We are a team of problem solvers building a technology-first company with a strong product mindset.</span></p><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">If you enjoy solving real customer problems, working across systems, and owning outcomes end-to-end — we want to talk to you.</span></p><div><br></div><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:13pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Role Description</span></p><p style="margin-bottom:5.0pt;">We're looking for a Principal Engineer to own the architecture and technical direction of our core platform.
You'll operate at the intersection of high-scale distributed systems and fintech-grade security and compliance, turning fast-growing but increasingly complex product surfaces into resilient, extensible platforms. This is a hands-on technical leadership role: you will design and review critical systems, set engineering standards across teams, and mentor senior engineers, while staying close enough to the code to unblock the hardest problems yourself.</p><h2 dir="ltr" style="line-height:1.38;margin-top:18pt;margin-bottom:4pt;"><span style="font-size:17pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Key Responsibilities</span></h2><ul><li>Own end-to-end architecture for high-concurrency, high-availability platform services, from design through production operability.</li><li>Define and drive adoption of architectural patterns (event-driven microservices, multi-tenant SaaS, distributed locking/coordination) across multiple engineering teams.</li><li>Partner with Product, Risk/Compliance, and cross-functional engineering teams (Payments, Onboarding, DevOps) to translate business goals into platform capabilities.</li><li>Establish and champion engineering best practices: blameless post-mortems, proactive health monitoring, and structural fixes over firefighting.</li><li>Directly mentor senior and staff-level engineers; act as a force multiplier for technical decision-making across the org.</li><li>Drive down operational toil through automation, self-service tooling, and platform abstractions that let other teams move faster independently.</li><li>Represent engineering in architecture reviews, technical due-diligence, and cross-org planning.</li></ul><h2 dir="ltr" style="line-height:1.38;margin-top:18pt;margin-bottom:4pt;"><span style="font-size:17pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Qualifications</span></h2><ul><li>7+ years of professional software engineering experience, with a track record of owning systems at scale in production.</li><li>Proven experience architecting and scaling backend platforms handling significant user growth (e.g., 10x-20x) or transaction volume, ideally in fintech, payments, or another regulated domain.</li><li>Deep expertise in distributed systems design: microservices, async workflow orchestration (e.g., Temporal or equivalent), event-driven architecture, and data consistency trade-offs.</li><li>Strong hands-on experience with at least one of Java or Python, and the ability to review and guide code across languages/stacks.</li><li>Experience with cloud infrastructure and platform tooling (AWS, Kubernetes, Terraform, CI/CD pipelines) and observability stacks (Prometheus, Grafana, Datadog, or similar).</li><li>Demonstrated ability to lead cross-functional engineering initiatives and mentor engineers.</li><li>Excellent written and verbal communication; comfortable driving alignment across engineering, product, and compliance stakeholders.</li><li>Experience working with enterprise ERP integrations (SAP, Oracle, or similar) is a plus, especially around master data sync, financial workflows.</li><li>Hands-on experience with agentic development is required — you regularly build with and orchestrate AI coding agents (e.g., Claude Code, Cursor, GitHub Copilot Agent Mode) as part of your day-to-day engineering workflow, not just as an occasional autocomplete tool.</li><li>Working knowledge of ETL and data pipeline design is a plus; hands-on experience with AWS Glue is preferred.
SFTP/EDI, webhooks, API gateways, batch reconciliation</li></ul><h2 dir="ltr" style="line-height:1.38;margin-top:18pt;margin-bottom:4pt;"><span style="font-size:17pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Tech Environment&nbsp;</span></h2><p style="margin-bottom:5.0pt;">Java, Python, JavaScript/ReactJS &nbsp;| &nbsp;Spring Boot, FastAPI, Django, Flask &nbsp;| &nbsp;PostgreSQL, DynamoDB, Redis, Elasticsearch &nbsp;| &nbsp;Kafka, SQS, Celery &nbsp;| &nbsp;AWS, Kubernetes, Terraform, GitHub Actions/GitLab CI &nbsp;| &nbsp;Temporal, gRPC, GraphQL, OpenAPI &nbsp;| &nbsp;Keycloak, OAuth2/OIDC &nbsp;| &nbsp;Prometheus, Grafana, Datadog &nbsp;| &nbsp;AWS Glue, Airflow (ETL) &nbsp;| &nbsp;SAP/Oracle ERP integration connectors, EDI/SFTP &nbsp;| &nbsp;Claude Code, GitHub Copilot (agentic/AI-assisted development).</p><div><br></div><div><span style="font-size:17pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Why Join Us</span></div><ul><li>Own architecture decisions with real, org-wide impact rather than executing someone else's blueprint.</li><li>Work on hard, high-stakes distributed systems problems in a regulated, high-trust domain.</li><li>A culture that treats incidents as learning opportunities, not blame exercises.</li><li>Competitive compensation, meaningful equity, and a seat at the table for platform-level technical decisions</li></ul><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:0pt;"><br></p>
Job details are sourced from the employer's original posting.
Open job postingAbout the company
Cashflo is a fintech company that provides working capital solutions to businesses.