Job Summary:
The Endorsement Underwriter is a critical technical role within our Underwriting Center, responsible for the underwriting analysis, pricing, and negotiation of commercial policy changes and service requirements. This role manages a complex portfolio of business, serving as a key liaison between field underwriters and agency partners. You will exercise independent judgment to ensure that all endorsements align with our corporate risk appetite while maintaining high-touch service standards for our brokerage plant.
Key Responsibilities:
- Evaluate and underwrite complex endorsement requests by analyzing loss history, exposure changes, and policy forms to ensure continued account profitability.
- Utilize underwriting principles to price mid-term changes. Proactively negotiate terms, conditions, and pricing with agents to address concerns and overcome objections.
- Act as the primary point of contact for assigned brokers and field offices. Manage the end-to-end service lifecycle of the portfolio, ensuring high retention and account integrity.
- Partner closely with Local/Field Underwriters to communicate the impact of endorsements on renewals and long-term account strategies.
- Maintain rigorous documentation of the underwriting thought process and decision-making rationale. Ensure all actions adhere to jurisdictional regulations and internal corporate audit standards.
- Meet or exceed al Service Level Agreements (SLA) for assigned portfolio of business.
Qualifications
Qualifications & Key Competencies
- 3–5 years of experience in commercial insurance underwriting, financial services, or a high-volume analytical risk environment.
- Strong foundational knowledge of P&C underwriting principles, policy language, and risk assessment methodologies.
- Demonstrated ability to convey complex financial or risk-based concepts clearly and persuasively to both internal stakeholders and external agents.
- Superior critical thinking skills
- Proven track record of handling difficult conversations, negotiations, managing agency expectations, and resolving objections through collaborative problem-solving.
- Proficiency in modern underwriting platforms, CRM tools, and the Microsoft Office Suite (Excel, Word, Outlook).
About Us
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
