Key Responsibilities:
- To perform evaluation and credit decisions in respect of loan applications received from branches in line with the Bank’s Credit Policy and Guidelines.
- To ensure all decisions made by credit officers/supervisors are in line with the Bank’s Credit Policy and Guidelines/Business Rules.
- To supervise and monitor team officers’ performance and achievements. To provide coaching, guidance and motivation to staffs as and when required.
- To manage officer’s leave effectively, to ensure adequate staffing at any time to avoid operational processing issues.
- To improvise and enhance the existing credit processes and work flow toward bank’s direction.
- To resolve daily issues faced by Secured Credit Management in an effective manner.
- To improve efficiency and effectiveness of Secured Credit continuously in providing services to branches / RED team in order to meet the standards imposed by the Bank.
- To undertake ad hoc task and project as and when assign by superior.
- To review exceptional cases as and when required.
- Other duties and responsibilities as and when requested by superior.
Qualifications / Professional qualifications:
- Recognized Degree/ Master in Economics, Finance, Business Administration, Accounting or banking related disciplines.
- Preferably with CCP IBBM / CCE AICB qualification
