Join the Pioneer Crypto Brand in the Philippines!
Coins is the most established crypto brand in The Philippines and has gained the trust of more than 18 million users. Through the easy-to-use mobile app, users can buy and sell a variety of different cryptocurrencies and access a wide range of financial services.
Coins is fully regulated by the Bangko Sentral ng Pilipinas (BSP) and is the first ever crypto-based company in Asia to hold both Virtual Currency and Electronic Money Issuer licenses from a central bank.
We are looking for an experienced Financial Risk Officer to join our Risk Management team, with a focus on market and liquidity risk. In this role, you will independently identify, measure, monitor, and report on market and liquidity risk exposures across Coins.ph's treasury and digital asset activities to protect the company's balance sheet and its customers' funds. You will develop and maintain risk frameworks and controls, ensure compliance with BSP and other applicable regulatory requirements, and deliver clear, decision-useful insights to Senior Management and the Risk Committee. This is a hands-on role suited to someone who can operate independently in a fast-paced, technology-driven financial institution and who is comfortable bridging traditional banking risk discipline with the realities of a crypto-enabled platform.
Key Responsibilities
Risk Identification & Measurement
- Identify, assess, and maintain risk profiles across market, liquidity, interest rate (IRRBB), and digital asset/crypto exposures, both on- and off-balance sheet.
- Monitor market risk on trading and treasury positions, including foreign exchange and digital asset price volatility, using metrics such as VaR, stressed VaR, and sensitivity analysis.
- Perform market risk back-testing, stress testing, and exception analysis, escalating limit breaches and model issues in accordance with governance requirements.
- Measure and monitor liquidity risk across on- and off-balance sheet exposures, including cash flow projections, funding concentration analysis, and liquidity coverage across fiat and digital asset holdings.
- Measure and monitor interest rate risk in the banking book (IRRBB) using earnings-based and economic value-based methodologies, including EaR and Delta EVE assessments.
- Conduct interest rate stress testing and scenario analysis, evaluating behavioral assumptions and structural balance sheet risk.
Risk Management Strategy & Controls
Qualifications
Education
- Bachelor's degree in Finance, Economics, Accounting, Mathematics, or a related field.
Experience
- At least 3–5 years of experience in market risk, liquidity risk, IRRBB, treasury risk, or a related financial risk management function, within banking, fintech, or a related financial services environment.
- Exposure to or strong interest in digital assets/cryptocurrency markets is a plus.
Knowledge
- Solid understanding of market and liquidity risk methodologies, stress testing, and risk appetite frameworks.
- Familiarity with BSP regulations and industry standards applicable to EMIs, VASPs, and payment institutions.
- Working knowledge of fixed income, foreign exchange, and digital asset products, as well as balance sheet risk management.
Skills
- Strong analytical and financial modeling skills, with high attention to detail.
- Excellent communication and stakeholder management skills, with the ability to present complex risk concepts clearly to non-technical audiences.
- High degree of professionalism, sound judgment, and ethical standards.
- Comfortable operating with autonomy in a fast-moving, technology-driven environment.
Join the Coins Team Now!
Meaningful Collaborations - The successful candidate will work cross-functionally with other relevant teams to carry out implementations that will improve and create an impact on customer experience.
Scalable Growth - Be part of a fast-growing organization with the vision to expand its territories outside APAC which will provide opportunities for career advancement.
A Space For Bright Ideas - Let your bright ideas be converted into meaningful changes! Coins culture welcomes new ideas backed up by data to create an impact.
