Principal Product Manager - Compliance / AML / Risk Platform

Responsibilities

🔹 Compliance & AML Platform

• Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
• Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
• Partner with Compliance to translate BSP / AMLC regulations into scalable product features

🔹 KYC & Onboarding

• Build and improve KYC/KYB onboarding flows (individual & business)
• Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
• Balance conversion vs compliance (reduce friction without increasing risk)

🔹 Anti-Fraud & Risk Control

• Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
• Collaborate with data teams to develop rules engines, alerting systems, and case management tools
• Improve real-time monitoring capabilities for transactions and user behavior

🔹 Risk Platform & Tooling

• Build internal tools for:
  • Case management
  • Investigation workflows
  • Audit trails and reporting
  • Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)

  🔹 Cross-functional Leadership

  • Work closely with:
    • Compliance / MLRO
    • Risk & Fraud Ops
    • Data Science / Analytics
    • Engineering
    • Act as the bridge between regulatory requirements and product implementation

Requirements

Must to have

• 5+ years of Product Management experience, preferably in fintech, payments, or crypto
• Strong understanding of:
  • AML / CFT frameworks
  • KYC / KYB processes
  • Transaction monitoring
  • Experience building or managing:
    • Risk engines / fraud systems / compliance platforms
    • Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
    • Ability to translate regulatory requirements into scalable product solutions

    Nice to have

    • Experience in crypto / blockchain / exchange platforms
    • Knowledge of:
      • Fraud typologies (scams, mule accounts, phishing, etc.)
      • Sanctions screening & travel rule
      • Experience with tools/vendors like:
        • Chainalysis / TRM / Elliptic
        • Onfido / Sumsub / Jumio
        • Background in compliance, risk, or data analytics