Commercial Loan Officer I

SUMMARY: Makes and services a wide variety of secured and unsecured loans or lines of credit.

JOB RESPONSIBILITIES

· Develop new business through sales calls to customers and non-customers, record and track each call.

· Monitor loan portfolio compliance with policy.

· Manage assigned loan portfolio.

· Collect delinquent accounts.

· Administer work out accounts and problem loans.

· Maintain a working knowledge of the Bank’s written policies and procedures regarding the Bank Secrecy Act and other applicable anti-money laundering policies.

· Ensure all actions performed are in compliance with government regulations and organizational policies and procedures.

SKILLS/KNOWLEDGE AND ABILITIES/EXPERIENCE

· Position normally requires a Bachelor's degree or the equivalent to provide basic familiarity with a variety of subjects such as: finance, economics, English, business law, marketing, statistics, etc.

· Over two years and up to four years of experience.

· Excellent PC skills with knowledge of Word, EXCEL and other applicable computer software programs.

· Excellent oral and written communication skills.

· Excellent organizational skills.

· Valid driver's license.

· Insurance license

· Must have (or obtain during the first 30 days of employment) a valid NMLS number

· Must complete annual mandatory SAFE Act training through Regulatory University.

· Excellent sales skills.

WORKING CONDITIONS

· Normal office conditions.

· Travel required.

The above statements are intended to describe the general nature and level of work to be performed by personnel assigned to this job.  This information is not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel assigned to this position.

Candidates may be subject to the following screenings:

Credit Check, Drug Testing, and Criminal Background Check