Who We Are
Cross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.
What We're Looking For
The Vice President, Commercial Credit Risk serves as a critical second line of defense within the Credit Risk Management division of a FDIC-regulated community bank headquartered in New Jersey. This role provides independent credit risk oversight across the bank's commercial lending portfolios — including Commercial Real Estate (CRE), Construction, Lender Finance, Commercial & Industrial (C&I), SBA and Health Care — as well as credit exposures arising from the bank's Fintech partnership and Banking-as-a-Service (BaaS) activities. Priority consideration will be given to candidates who have experience in Healthcare related transactions involving skilled nursing and assisted living facilities.
The VP is responsible for ensuring credit quality, sound underwriting standards, and regulatory compliance while supporting the bank's strategic growth in both traditional commercial lending and innovative fintech-enabled programs. This position reports directly to the Chief Credit Risk Officer (CCRO).
Responsibilities:
Second Line Review of Commercial Loan Originations
Risk Rating Scorecard Enhancements
Review of Annual Reviews, Rating Upgrades/Downgrades & Impairment Analysis
Portfolio Monitoring & Reporting
Policy & Governance
Qualifications:
Education
Experience
#LI-JJ1 #LI-Hybrid #LI-Onsite
Salary Range: $200,000.00 - $225,000.00
Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Job details are sourced from the employer's original posting.
Open job postingAbout the company
Cross River is a financial technology company that provides banking infrastructure and embedded finance solutions. They enable businesses to build and scale financial products through their technology platform.