- The Manager - Credit Administration is responsible for handling maker activities within the Credit Administration team, specifically supporting SME and Wholesale Banking.
- The role ensures accurate documentation, compliance with sanction terms and timely resolution of stakeholder queries, while maintaining operational efficiency and risk mitigation.
Responsibilities
- Verify and prepare sanction letters, loan documents, and security documents, including mortgage creation.
- Customize documentation in liaison with the Legal department, wherever required.
- Check executed documents and prepare instructions for limit upload as per bank processes.
- Ensure compliance with all pre‑disbursement conditions outlined in sanction terms.
- Follow up with business teams on non‑recurring post‑disbursement compliances.
- Resolve stakeholder queries promptly and ensure error‑free processing within stipulated TATs.
- Proactively identify and mitigate risks, providing timely resolutions.
- Ensure adherence to laws, regulations, internal risk policies, and departmental processes.
- Suggest improvements in documentation, Credit Administration Team (CAT) processes, and customer onboarding.
- Ensure no adverse audit observations through strong compliance and governance practices.
Qualifications
Experience: 5 - 10 years in credit administration or related banking operations.
Education: Graduation/ Post‑Graduation (any specialization preferred).
