Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.
Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal compliance matrixes are adhered to
Responsibilities
Appraising proposals for CV / CE and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
Supervising, controlling delinquency and credit loss.
Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of reports.
Fulfilling the credit training needs of the entire business team on a continued & timely basis Requirement In-depth knowledge of - Financial & Credit Risk analysis.
Maintaining credit TAT
Any other credit related activities assigned by HOD credit.
Qualifications
Qualifications: CA/ MBA Finance
Experience: 5 - 12 years
Job details are sourced from the employer's original posting.
