Introduction
Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.
Overview
The Loan Disclosure Desk Specialist is responsible for preparing, reviewing, and managing the timely delivery of loan disclosure packages in compliance with federal, state, and investor regulations. This role ensures the accuracy of loan data, adherence to TRID requirements, and supports the overall loan origination process by coordinating with internal teams to meet critical regulatory timelines.
Responsibilities
- Prepare and issue initial and revised loan disclosures, including Loan Estimates (LE), Closing Disclosures (CD), and other required documents
- Ensure all disclosures are delivered within regulatory timelines in accordance with TRID, RESPA, and TILA guidelines
- Performs detailed reviews of disclosure packages, including Loan Estimates, to verify fee accuracy and regulatory compliance prior to release to borrowers.
- Monitor loan changes and generate redisclosures when required
- Maintain detailed records of disclosure activity, including timing, delivery methods, and borrower acknowledgment
- Collaborate with loan officers, processors, and underwriting teams to resolve discrepancies and ensure data integrity
- Track and manage disclosure pipelines to meet service level agreements (SLAs) and deadlines
- Identify and escalate issues related to compliance, document accuracy, or timing requirements
- Maintains current knowledge of evolving regulatory requirements and investor guidelines to ensure ongoing compliance.
- Support audits, quality control reviews, and compliance initiatives
- Deliver a high level of service to internal and external stakeholders
- Perform other duties as assigned
Qualifications
- At least 2+ years of experience in mortgage disclosures, loan processing, or loan operations
- High school diploma or equivalent required; Bachelor’s degree preferred
- Solid understanding of TRID, RESPA, TILA, and mortgage disclosure practices
- Experience with Loan Origination Systems (e.g., Encompass) preferred
- Strong attention to detail and accuracy
- Excellent time management and ability to meet strict deadlines
- Strong organizational and multitasking skills in a fast-paced environment
- Effective communication and collaboration skills with the ability to work effectively across cross-functional teams
- Strong analytical and problem-solving abilities with the capacity to assess complex scenarios and identify effective solutions
East West Bank is an equal opportunity employer.
Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.
Compensation
The base pay range for this position is USD $20.00/Hr. - USD $30.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.
