Intern - Credit Analyst (Summer 2027)

About AgCredit

Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities. Our core values focus on relationships, respect, integrity, service, accountability, teamwork and courage for our customers' and employees' success. As a cooperative agricultural lending institution, our commitment is to our customer-owners.

Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System, we are proud to return our profits back to our members through our patronage program. We hope you’ll consider joining our experienced lending team as we continue to serve our customers, employees and communities.

Internship – Credit Analyst Department, Fostoria, OH

Summer 2027 (May – August)

Posting will close on October 15, 2026, hiring to follow

Develop knowledge about AgCredit, ACA and the Farm Credit System’s operations, products and services and how they relate to the agricultural community. Contribute to the successful operations of the cooperative while gaining hands-on experience with agricultural credit analysis.

Responsibilities

1. Learn about the Farm Credit System, AgCredit’s operations, products and services, and the primary job functions of branch positions.
2. Develop the skills necessary to effectively promote AgCredit’s business by understanding how to market its products and services and serve existing customers.
3. Complete assignments and projects at the association and branch levels as assigned and within the specified timeframe.

To accomplish the above objectives and goals, the intern will: 

• Attend the intern orientation, training programs and become familiar with other written materials.
  • Review information packet
  • If assigned, participate in project orientation, all related calls thereafter and contribute towards achieving a positive result of the group project.
  • Review numbered memoranda relative to assignment.
• Shadow and work closely with designated Credit Analyst team member(s) to:
  • Understand various job functions 
  • Gain exposure to different approaches to and types of credit analysis, including retail and commercial/capital markets.
• Assist with a team project benchmarking crop production or financial measures.
  • Collaborate with Credit Analyst team members to identify targeted measures for the 2022027 benchmarking project
  • Assist in compilation and processing of relevant financial information 
  • Work with Credit Analyst team members to develop a presentation to present the benchmarking results to AgCredit members.
• Learn fundamentals of analyzing financial information
  • Understand balance sheets and income statements
  • Assist with financial data entry into analysis software
  • Learn key ratios and their importance in the decision process
• Participate in field visits with Credit Analysts
  • Be exposed to different sizes and types of agricultural operations
  • Attend community events, if applicable
• Shadow select Admin employees
  • Obtain a general understanding of the administrative credit function.
• Submit a written evaluation of the internship experience to Human Resources during the last week of the internship.

Knowledge, Skills and Abilities

•   At least one year of post-secondary education.

•   Working toward a 2- or 4-year degree, preferably in education or business.

•   Reside in one of the counties serviced by AgCredit.

•   Detail-oriented, curious and willing to learn new skills.

Internship Experience

•   Exposure to the organization, the Farm Credit System and agricultural lending.

•   Opportunity to work closely with Credit Analyst team members and job shadow a variety of positions.

•   Hands-on experience with financial analysis, benchmarking projects and agricultural operations.

•   Attend trainings to further your understanding of agricultural lending and other agricultural topics.

•   Positive, upbeat and friendly work environment.

•   Hands-on, real-world job experience.

•   Network with others in the organization and industry.

Schedule

•   Monday to Friday, 8:00am-4:30pm

Diversity Statement / EEO Statement

We are an Equal Opportunity Employer. AgCredit strives to recruit, hire, train, and promote individuals without regard to race, color, religion, sex, national origin, age, disability, parental status, marital status, political affiliation, military service, or any other non-merit based factor. EOE including disability/veterans.