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    First Farmers Bank & Trust

    Financial Services

    Commercial Credit Analyst

    Converse, United StatesOn-SiteFull-time$22 – $24 / hourPosted 3w ago
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    Job description

    Commercial Credit Analyst

    Converse, IN

    $22-$24/hr

    About First Farmers Bank & Trust

    First Farmers Bank & Trust has been proudly serving families, farms, and businesses since 1885, building relationships rooted in trust and community. With over 140 years of experience, we’ve grown to become one of the largest community banks in Indiana and Illinois, offering a full range of financial services—from personal and business banking to agricultural lending and mortgage solutions.

    Our mission is simple: deliver personalized financial services while fostering strong relationships that help our communities thrive. We believe in combining today’s digital banking convenience with the traditional values of integrity, perseverance, and customer care.

    With 37 branches in Indiana and Illinois, we remain deeply committed to the communities we serve. Through initiatives like financial education programs, scholarships, volunteerism, and local partnerships, we invest in what matters most—people.

    At First Farmers, we also invest in our employees. We offer competitive benefits, opportunities for professional growth, and a culture that values collaboration and community engagement. When you join our team, you’re not just starting a job—you’re joining a company built on heart and grit.

    Position Summary:

    As a Commercial Credit Analyst, you play a critical role in supporting First Farmers Bank & Trust’s mission of delivering exceptional financial services and fostering strong community relationships. This position is responsible for analyzing and monitoring credit worthiness of the bank’s commercial/ag clients. Analyzes financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. Recommends credit lines within the established bank guidelines. This role ensures compliance with all regulatory requirements and internal policies.

    Key Responsibilities

    • Create Financial Historical spreads and pro-forma cash flows. Prepares spread sheets, reports, summaries and opinions for financial officers on new, renewal and existing loans
    • Verify that loans will meet the required underwriting criteria for requested loan product
    • Perform credit inquiries and analyze credit reports
    • Analyze loan data on new, renewal and existing loans
    • Assemble loan presentation packages for loan committee
    • Attend and participate in loan committees
    • Maintain loan committee minutes and submit monthly report to the Board of Directors
    • Monitor loan policy exceptions and provide data for reporting to the Board of Directors
    • Provide technical advice and assistance to loan officers as needed
    • Provide back-up assistance to other loan officers as needed
    • All other job duties as assigned

    Job details are sourced from the employer's original posting.

    Open job posting
    FI

    About the company

    First Farmers Bank & Trust

    This company appears to be a placeholder or an internal identifier, as no specific business information can be derived from the provided name.

    View all First Farmers Bank & Trust jobs
    Industry
    Financial Services
    Open roles
    17

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