Credit Analyst Intern

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We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Abilene, Texas, United States

SCOPE/CONTACTS:    The intern will begin work with the Credit Analysis department to assist the department in preparing financial statement spreads and loan memos. Should the intern want to be considered for a regular position with the bank, they will have to go through the application process.

QUALIFICATIONS:   Must be enrolled in an Accounting or Finance Business Degree program and have completed 60 credit hours; a minimum GPA of 3.0 is preferred. The incumbent should have completed 6 credit hours of Accounting and must also have exceptional Word and Excel skills. Professional demeanor, strong communication skills, and a sense of confidentiality is absolutely required.

ESSENTIAL FUNCTIONS: In Credit Analysis, the incumbent is responsible for working with loan officers to analyze the creditworthiness of existing and prospective loan customers.  The Intern will learn to spread and analyze financial statements and complete detailed analyses of borrowers.  Confidential information will be handled on a daily basis and a high degree of attention to detail is required.  The incumbent will be required to follow all policies and procedures related to their internship as well as take online customer privacy training programs.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified, and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)