SBA Credit Underwriter

• Responsible for the evaluation and underwriting of SBA loan applications to determine credit worthiness and compliance to First Home Bank SBA policies.
• Reviews and analyzes all customer financial information to ensure sound credit decisions are made.
• Documents the detail and requirements of loan decisions, including conditions to close.
• Completes decisions in a timely manner.
• Maintains knowledge of First Home Bank policies, risk rating requirements and compliance standards.
• Must be capable of working independently on larger, complex credit requests.
• Adheres to bank policies and procedures and complies with legal and regulatory requirements.
• Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
• Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
• Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.

Bachelor's degree preferably in Business or Finance.

Formal credit training from a bank or minimum 3 years underwriting/credit analyst experience.

All your information will be kept confidential according to EEO guidelines.