Flow's mission is oneness. We believe the spaces people live in shape who they become. Flow exists to create physical living spaces that help people become more connected to themselves, to their neighbors, and to the natural world. Everything we do, from a building's design to a weekly community dinner, is guided by that mission.
The ambition is deliberately enormous: to change how the world lives and to build one of the world's largest companies by doing it. Our business thesis is simple: Brand plus experience creates real estate value.
Founded in 2021 and headquartered in Miami, Flow operates across two continents. We have established properties and operations in the US and Saudi Arabia, and recently announced our launch in the UAE with the intention of opening our first property in the market by Q1’2027. Our targets are 100 buildings globally by the end of 2030 and 30,000 units across MENA by 2030.
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At Flow, AI isn't just a feature—it's the core of everything we do. We are transforming the wholesale insurance industry by building a futuristic insurance brokerage where AI powers every aspect of the experience. With advanced AI features already live in production and actively used by our brokers, we are pioneering Wholesale 3.0, equipping brokers with cutting-edge tools to provide unparalleled service. We are creating an ecosystem of AI agents designed to streamline processes and enhance decision-making in the insurance landscape. The industry relies heavily on text—emails, files, and documents—making Generative AI a perfect fit for solving its challenges. Flow leverages AI to deliver meaningful insights, deep analysis, and white-glove support for every transaction, no matter the deal size. By combining human expertise with Platformless AI, we are bringing back the art of wholesale insurance while eliminating the need for outdated portals. In the past seven months, we've grown 250% month-over-month(!) and are forecasting even more massive growth. We're a Series A startup with over $20M raised from top investors like Lightspeed, MunichRe Ventures, and industry angels.