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    FL

    Flow

    Insurance

    Finance Director

    Riyadh, Saudi ArabiaOn-SiteFull-time12–15 yrs experiencePosted 1mo ago
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    Job description

    About Flow

      Flow's mission is oneness. We believe the spaces people live in shape who they become. Flow exists to create physical living spaces that help people become more connected to themselves, to their neighbors, and to the natural world. Everything we do, from a building's design to a weekly community dinner, is guided by that mission.

      The ambition is deliberately enormous: to change how the world lives and to build one of the world's largest companies by doing it. Our business thesis is simple: Brand plus experience creates real estate value.

      Founded in 2021 and headquartered in Miami, Flow operates across two continents. We have established properties and operations in the US and Saudi Arabia, and recently announced our launch in the UAE with the intention of opening our first property in the market by Q1’2027. Our targets are 100 buildings globally by the end of 2030 and 30,000 units across MENA by 2030.

    Role Overview

    • Position: Head of Finance, MENA
    • Location: Riyadh, KSA (In-office)
    • Reports To: Global CFO (Works daily with MENA Managing Partner, UAE CEO, US Strategic Finance, and Property Accounting)
    • Scope: Senior-most regional finance seat responsible for financial strategy, commercial decision support, and building a scalable finance function from its current early stage.

    Key Responsibilities

      Strategic Finance & Commercial Growth

    • Regional Financial Plan: Own the budget, long-term forecasts, capital deployment strategy, pacing, and resource planning for MENA.
    • Commercial Insights: Track and optimize core business drivers—pricing, unit economics, occupancy, margin levers, ancillary revenue, and cost-to-serve.
    • New Initiatives & Expansion: Evaluate, model, size, and structure new business lines, business units, locations, and regional openings.
    • Capital Allocation: Frame optimal capital structures (equity, project debt, JVs, mezzanine) for communities and present board-ready analysis.
    • Finance Function Build-Out: Build and implement the finance function’s policies, processes, controls, and operating infrastructure from the ground up.
    • Regional Team Leadership: Lead and manage a team of finance professionals operating across multiple markets.

    Operations, Accounting & Controls

    • Operating Models & Reporting: Maintain driver-based regional operating models, weekly KPI/cash packs, and community-level P&Ls for General Managers.
    • Financial Controls & Accounting: Oversee month-end close (5-day target), GL integrity, budget vs. actual variance analysis, and internal controls (segregation of duties, payment approvals).
    • Treasury & Cash Management: Maintain a rolling 13-week cash forecast, oversee regional banking operations (KSA/UAE), and streamline expense systems.
    • Tax & Regulatory Compliance: Ensure full adherence to IFRS, SOCPA, and ZATCA regulations (VAT recovery, e-invoicing, Zakat, withholding tax).
    • Systems & Team Building: Upgrade early-stage tools (QuickBooks/Sage, Ramp, Sheets/BI) and hire/lead a lean, efficient regional finance team.

    What This Role Is NOT

    • Not primarily a fundraising or Investor Relations role; however, the successful candidate should be capable of leading or supporting these activities when required.
    • Not a caretaker position for an already mature finance function.

    Candidate Profile

    • Experience: 12–15+ years in finance with hands-on operating exposure, preferably in multi-site real estate, residential/multifamily, hospitality, or consumer operations.
    • Background: Proven track record in high-growth, founder-led, or PE-backed environments.
    • Technical Qualifications: CPA, ACCA, CA, or SOCPA. Deep knowledge of IFRS, SOCPA, and Saudi tax regulations (ZATCA, VAT, Zakat).
    • Skills: Hands-on financial modeling, treasury/cash management, and team leadership.
    • Communication & Location: Direct communicator comfortable challenging leadership. Based in Riyadh (in-office daily). Fluent in English (Arabic preferred).

    Job details are sourced from the employer's original posting.

    Open job posting
    FL

    About the company

    Flow

    At Flow, AI isn't just a feature—it's the core of everything we do. We are transforming the wholesale insurance industry by building a futuristic insurance brokerage where AI powers every aspect of the experience. With advanced AI features already live in production and actively used by our brokers, we are pioneering Wholesale 3.0, equipping brokers with cutting-edge tools to provide unparalleled service. We are creating an ecosystem of AI agents designed to streamline processes and enhance decision-making in the insurance landscape. The industry relies heavily on text—emails, files, and documents—making Generative AI a perfect fit for solving its challenges. Flow leverages AI to deliver meaningful insights, deep analysis, and white-glove support for every transaction, no matter the deal size. By combining human expertise with Platformless AI, we are bringing back the art of wholesale insurance while eliminating the need for outdated portals. In the past seven months, we've grown 250% month-over-month(!) and are forecasting even more massive growth. We're a Series A startup with over $20M raised from top investors like Lightspeed, MunichRe Ventures, and industry angels.

    View all Flow jobsLinkedIn
    Industry
    Insurance
    Founded
    2021
    Open roles
    24

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