Position Summary
The Financial Advisor serves as a trusted advisor and client advocate for Fremont Bank’s high-net-worth clients within an assigned geographic market. Reporting to the Fremont Bank Investment Department Director and/or Senior Vice President, the Financial Advisor is responsible for developing and maintaining strong client relationships, delivering customized investment and financial planning solutions, and identifying opportunities to deepen client relationships and grow the practice.
The role requires a strong understanding of financial markets, investment strategy, risk management, and fiduciary responsibilities, combined with the ability to collaborate effectively with clients, banking partners, investment professionals, and external centers of influence.
Why Fremont Bank?
Founded in 1964, Fremont Bank is one of the oldest independently owned banks in the Bay Area and has been consistently recognized as a Top Workplace for the past 15 consecutive years. Our foundation is built on relationships — with our clients, our associates, and our communities.
We offer:
- A people-first culture grounded in inclusion and excellence
- Deep community involvement and local reinvestment
- A mission-driven workplace where values and performance go hand in hand
The Fremont Bank Way
- Full-Service Banking with comprehensive financial solutions, advanced technology, and exceptional service
- No-Compromise Approach — we help clients get to "yes"
- Core Values:
- Go above and beyond for clients
- Foster a supportive and empowering environment for associates
- Deeply invest in the well-being of our local community
Key Responsibilities
- Serve as a trusted advisor and primary investment resource for high-net-worth clients, developing a comprehensive understanding of their financial goals, objectives, risk tolerance, liquidity requirements, and future needs.
- Develop, implement, and continuously monitor customized investment strategies and financial plans aligned with client objectives, investment policies, and applicable regulatory requirements.
- Provide proactive, client-centered advice, including strategic and tactical portfolio recommendations, investment opportunities, risk management strategies, and portfolio rebalancing.
- Monitor client portfolios and investment activities to ensure alignment with established objectives, policies, risk parameters, and compliance requirements.
- Identify and address complex client investment needs, including liquidity requirements, financing considerations, market events, and changes in financial circumstances.
- Build, maintain, and grow an assigned book of high-net-worth clients through exceptional service, proactive communication, relationship management, and business development.
- Develop and maintain strong relationships with centers of influence, including attorneys, CPAs, insurance professionals, business leaders, and other professional and community organizations.
- Collaborate with internal banking and investment teams to deliver comprehensive solutions and strengthen overall client relationships.
- Utilize CRM, financial planning, research, and portfolio management technology to enhance client service and deliver customized solutions.
- Ensure assets are accepted, managed, and administered in accordance with operational controls, policies, procedures, and regulatory requirements.
- Review client agreements and documentation to ensure the Bank’s responsibilities, authority, and potential liabilities are appropriately addressed.
- Maintain current knowledge of financial markets, economics, investment products, industry developments, and regulatory requirements.
- Participate in ongoing professional development, training, coaching, research, and peer collaboration to continually enhance investment knowledge and client advisory skills.
- Maintain the highest standards of integrity, confidentiality, professionalism, compliance, and fiduciary responsibility.
Qualifications & Skills
- Bachelor’s degree or equivalent preferred.
- 3–5 years of financial advisory or wealth management experience preferred.
- Demonstrated experience leading client discussions and providing advice in a fiduciary capacity.
- Series 7, Series 66 (or 63/65 equivalent) and California life and health licenses within six months of start date.
- Strong knowledge of financial markets, economics, investment products, portfolio management, and financial planning.
- Excellent communication, interpersonal, relationship-management, and presentation skills.
- Demonstrated ability to anticipate client needs, identify opportunities, and develop effective solutions.
- Highly organized, proactive, dependable, and comfortable managing multiple complex priorities in a performance-driven environment.
- Demonstrated integrity and discretion in handling confidential and sensitive client information.
- Commitment delivering exceptional client service and building long-term client relationships.
What Makes Fremont Bank Associates Thrive?
- Team Players who go above and beyond to support their colleagues
- Action-Oriented professionals who challenge the status quo and seek improvement
- Purpose-Driven individuals who understand and champion the bank’s community impact
Benefits Snapshot
Health & Wellness
- Medical, dental, and vision insurance
- Flexible Spending Accounts (FSA, Dependent Care, Health Savings)
Financial & Retirement
- Employee Stock Ownership Plan (ESOP)
- 401(k) with employer match
- Performance-based bonuses or incentives
Work-Life & Perks
- Paid holidays, vacation, and sick time
- Free personal checking and savings accounts
- Home loan rate discounts
- Tuition reimbursement and professional development resources
- On-site gym and discounted health club memberships
- Employee Assistance Program (EAP)
Equal Opportunity Employer
Fremont Bank is proud to be an Equal Opportunity Employer. We are committed to creating an inclusive environment for all employees, regardless of race, color, religion, sex, gender identity, sexual orientation, national origin, age, disability, veteran status, or any other protected classification.
Salary Range
The listed salary range for this role represents a non-recoverable draw on future commissions. The hiring salary range is based on factors such as experience, skills, education, and internal equity. Compensation decisions are made in consideration of these factors and in alignment with Fremont Bank’s compensation philosophy.
Salary Range
USD $75,000.00 - USD $90,000.00 /Yr.
Employee Stock Ownership Plan (ESOP)
The Employee Stock Ownership Plan (ESOP) is a way for Fremont Bank to contribute to the financial well-being of associates by making a contribution to their retirement account. In addition, the ESOP provides associates an opportunity to share in the growth and prosperity of Fremont Bank.
Note to Search Firms:
Fremont Bank does not accept unsolicited resumes from search firms or agencies without a signed service agreement. Unsolicited resumes will be considered the property of Fremont Bank, and no fees will be paid.
