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    GM

    GM Financial

    Automotive Finance

    Analista Sênior de Risco de Crédito

    Sao Paulo, BrazilOn-SiteFull-timePosted 2w ago
    All GM Financial jobs

    Job description

    The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines.  Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.

    Responsibilities

    The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines.  Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.

    Underwriter must be able to work with other departments, office branches, and/or end-customer to effectively complete the assessment and obtain the approval/rejection.  Must quickly understand and adhere to established policies and procedures.

    #LI-LP2

    Qualifications

    • Underwriting experience with Commercial credit analysis (e.g. financial statements, income statements, cash flow and other financial analysis);
    • Degree level educated in Business Administration, Economy, Engineer or Accountancy;
    • Fluent in English verbal and written – other languages advantageous;
    • Knowledge of financial statements and risk indicators;
    • Ensure understanding of credit policies and procedures established;
    • Highly self-motivated and able to work well under pressure;
    • Analytical mind-set, business results-oriented, ethical and high integrity;
    • Ability to effectively prioritize and execute tasks;
    • Good planning and organizational skills;
    • Excellent verbal and written communication skills;
    • Ideally knowledge of the car financing sector/market (this is a plus);
    • High analytical capacity and problem solving ability;
    • General knowledge of Microsoft Office tools (Excel, PowerPoint, Word) to work with regular spreadsheets, word documents and presentations.

    #LI-LP2

    #LI-Hybrid

    About Us

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    Job details are sourced from the employer's original posting.

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    GM

    About the company

    GM Financial

    GM Financial is the captive finance arm of General Motors, providing automotive financing solutions.

    View all GM Financial jobs
    Industry
    Automotive Finance
    Open roles
    36

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