Corporate Treasury - Warsaw - Associate - Liquidity Policy

Corporate Treasury Division 

We're a team of specialists charged with managing the firm’s funding, liquidity, capital and relationships with creditors and regulators. Corporate Treasury manages the firm’s financial resources and minimizes interest expense through liability planning, asset liability management, and liquidity portfolio yield enhancement. Corporate Treasury plays a central role in the firm’s overall strategy with responsibility for providing appropriate funding to support all firmwide activity while maximizing net interest income. The division allocates financial resources, raises funding and capital to support firm activity, and dynamically manages the firm’s asset liability risk and liquidity portfolio. Corporate Treasury actively engages in public markets and with businesses across the firm, investors, ratings agencies and regulators. Corporate Treasury is also responsible for the firm’s payment services. The division is ideal for collaborative individuals with strong quantitative analysis skills, interest in portfolio management and a risk management mindset. 

Who we look for 

Professionals in Corporate Treasury have an analytical mind set, exhibit intellectual curiosity and are from diverse academic backgrounds. We’re looking for candidates who will thrive in a dynamic environment where attention-to-detail, multitasking and time management skills are essential. 

The division is ideal for collaborative individuals with strong quantitative skills, intellectual curiosity, and a commercial yet risk-conscious mindset. Working in the Corporate Treasury division, you will have exposure to all aspects of the firm, including new business activities and critical strategic programs. Strong communication and interpersonal skills are necessary to work successfully with internal and external stakeholders including leadership of the firm’s business lines, its creditors, regulators and external counterparties. 

About the Role 

Within Corporate Treasury, the Liquidity Policy team is responsible for interpretation and stress testing of regulatory policy, metrics and model assumptions as well as the ongoing monitoring and submission of regulatory deliverables. The team also contributes significantly to recovery planning, intraday liquidity monitoring and the submission of regulatory deliverables such as reports, self-assessments and other ad-hoc demands. This role offers a unique mix of exposure to senior relationships both internal and external while combining this with the opportunity to work on advanced metrics and model requirements.

Job Responsibilities:

• Regulatory Stress Metrics, Liaison, & Advocacy: Disclosure of key regulatory stress metrics, guidance and rule interpretation, engagement with global regulators, and policy advocacy
• Governance & Reviews: Ongoing evaluation of compliance with key regulatory regimes, new activity impact assessments and approvals, engagement with key committees and governing bodies, and maintenance of key policies and procedures
• Stress Testing: Methodology development, model creation and governance, assumption review and approval, and risk measurement
• Engage periodically with regional regulators to explain the firm’s risk posture, clarify rule interpretations, respond to analysis and data requests, and support advocacy discussions
• Facilitate and support interactions with regulatory bodies, ensuring compliance with evolving regulatory requirements for Recovery and Resolution capabilities and assurance processes, while actively supporting management in meeting regulatory expectations.
• Engage directly with the risk-taking businesses to understand strategy, assess new activities, enforce limits, comply with regulatory requirements, and challenge proposals

BASIC QUALIFICATIONS 

• Education and Experience: 
  • 3-5 years of experience in capital markets, preferably in Treasury, funding-related or regulatory functions
• Communication Skills: Strong written and oral communication skills with the confidence to interact with senior leadership and external regulators.
• Problem-Solving: Strong root-cause analysis and problem-solving skills, with self-motivation and leadership to drive projects to completion.
• Technical Aptitude: Ability to partner with Engineering on technical solutions and understand the treasury functions.
• Organization: Highly organized, able to work independently, and manage conflicting priorities.
• Ability to conduct research, analyze technical regulatory papers and identify relevant issues
• Strong attention to detail, intellectual curiosity, and commitment to excellence

PREFFERED QUALIFICATIONS 

• Prior knowledge of liquidity risk metrics (Liquidity Coverage Ratio, Net Stable Funding Ratio, Internal stress testing, recovery and resolution) is preferred
• Experience in the interpretation of regulatory rules
• Understanding of banking organizations, financial products; ability to analyze new trades and businesses with particular focus on regulatory capital implications