Loan Officer - Charlotte

**This position is in-office located in Charlotte, NC**

Griffin Funding is a consumer direct mortgage company, meaning our Loan Officers work directly with clients who have already expressed interest in financing or refinancing a home. We invest heavily in marketing and technology to deliver high-intent first-party inbound opportunities to our sales team. Rather than building a book of business from scratch, Loan Officers focus on responding quickly, consulting effectively, and converting engaged prospects into closed loans.

How we help you win

• Exclusive High-Intent Leads: Immediate access to inbound company-provided first-party Google SEO and PPC leads. We provide the volume so you can focus on the close.

• On-Site Operational Support: A dedicated, local Charlotte operations team handles your files from submission to closing. 

• More deals, less paperwork: By removing the burden of document chasing, we empower you to spend your time where it matters: advising clients and locking deals.

What You’ll Do

• High-Volume Sales: Managing exclusive inbound leads to convert prospective borrowers into funded loans while always using a 5 Star customer service mindset. 

• Customer Advisement: Analyzing and guiding borrowers through complex financial processes and recommending the right mortgage program to meet their goals.  

• Compliance: Taking complete and accurate applications and ensuring all files adhere to federal and state compliance guidelines.

• Collaboration: Fully supported by our in-house processing and underwriting teams to move loans to closing. 

Requirements

• 2+ years of experience originating loans in a fast paced, borrower centric Consumer Direct environment

• Active National licensure as a Mortgage Loan Originator (MLO).

• Knowledge of Non-QM (preferred),Conventional, FHA, and VA loan products.

• Exceptional communication, time management, and relationship-building skills.

Culture and Compensation 

Our Commitment to You: Our team fuels our growth, so we invest into the  well-being of you and your family. We provide personalized support and comprehensive benefits including medical, dental, vision, 401(k), an employee wellness program, and paid PTO, to help you live your best life with peace of mind. 

Compensation:

• Stability: Compensation is structured as an hourly non-recoverable draw against commission.

• Earnings: Commission is tiered and paid once it exceeds the hourly draw, offering an unlimited ceiling.

• Incentives: Eligible for annual bonuses, performance incentives, and a full suite of employment-related benefits. 

Onboarding & Training: 

• Griffin Funding University (GFU): Accelerate your expertise through our proprietary training platform. GFU is designed to make you proficient in our culture, tech stack, and product suite, specifically Non-QM products and using AI to help navigate options.  

• Continued Education: Beyond day one, you’ll have ongoing access to self-paced learning, product specialists, and on-site leadership.

Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

NMLS #1120111

VA Approved Lender ID: 9088650000 FHA Non-Supervised Lender No.: 01472-0000-3