Consumer Direct Mortgage Originator

Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate’s Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program — has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at rate.com.

Job Profile:

Mortgage Originator

Job Description Summary:

"We are committed to providing a competitive and equitable total rewards package. The compensation for this role is designed to attract, retain, and motivate top talent.
The expected base salary range for this position is $17 an hour.

Job Description:

Inside sales for the Consumer Direct department at Rate.

Essential Duties and Responsibilities

• Provide impeccable follow up with our borrowers that have applied for a home loan on www.rate.com or any one of our aggregate partners
• Maintain all company, state, and federal compliance standards
• Engage and excel in everyday sales activity that will contribute to a minimum standard of funded loans per month
• Promote the significant advantages of working with Rate
• Build rapport with clients to ensure we are identifying the best solution for the loan needs.
• Interview applicants to determine financial eligibility and granting loans.
• Counsel on the home buying or refinance process, providing exceptional client service along the way.
• Reply to potential inquiries from company-generated prospects.
• Reach or exceed sales goals and objectives.
• Operate in compliance with laws and regulations

Skills and Competencies

• Effectively manage all leads through our Lead Management System
• Use state of the art technology to complete loan applications, run credit decisions, price loans in real-time, and continue to build and maintain client database
• Fill a position on an innovative and exciting team that is defined by Core Values that are revolutionizing Life's Biggest Purchase and the Mortgage Industry

Additional Job Description Summary:

Qualifications:

• NMLS Licensed
• The ability to identify and pursue sales opportunities effectively
• Familiarity with computers and banking applications/software.
• Dedication to learning - We’ll provide ongoing sales and industry training to help you succeed.
• Excellent communication and interpersonal skills.
• Customer satisfaction orientation and sales competencies.
• Adaptability - resiliency and an openness to adapting to industry changes are required.
• Ability to work in a goal-oriented environment.

Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).

Please click this link to learn more about our benefit offerings for Washington State: Benefit Offerings for Washington State