Mortgage Loan Originator II - Middletown, NY

Do you know your way around mortgages and enjoy helping people get to the closing table? If you're comfortable reviewing credit, income, assets, and loan documents, and understand conventional loans, you might be great fit for our team. We're looking for someone who can make smart lending decisions, stay on top of the detail, and help keep the loan process moving smoothly from application to closing. Here's a little

about us:

Heritage Financial Credit Union is a member-owned financial institution that is committed to helping our members achieve their financial goals and building a stronger community. We believe that everyone deserves access to affordable financial services, and we are dedicated to providing our members with the tools and resources they need to achieve their financial dreams. Our vision is to be the leading financial institution in the communities we serve, and we are committed to creating a culture of excellence where our employees can thrive.

We believe in creating a workplace where everyone feels valued and respected, and where we can all work together to achieve our goals. We recognize that our employees are our most important asset, and we are committed to providing them with the training, development, and opportunities they need to succeed. Our Core Values:

Experience:

Go Above Expectations; Create Positive Moments; Personally Acknowledge Service: Deliver As One Team; Stay A Step Ahead; Guide with Product Expertise Integrity: Do What's Right; Speak the Truth; Own Our Actions People: Grow Together; Respect Every Voice; Build Trusting Relationships; Strengthen Culture & Community ========================================================================================= POSITION PURPOSE To make Heritage Financial Credit Union a sought-after mortgage lending institution in our field of membership.

In addition to actively interview, counsel and originate mortgage loans for members and non-members.

ESSENTIAL FUNCTIONS

• AND RESPONSIBILITIES Actively sell CU products and services including consumer and real estate loans; perform credit counseling, analyze credit report, solve difficult member issues, etc.
• Develop Mortgage Loan business for members and non-members in our field of membership.
• Interview and counsel new and existing members regarding mortgage products as well as information on other credit union products/services; Keeping informed of trends and developments in the local real estate market; Participate in sales development activities and furthering education opportunities.
• Interact with Credit Union personnel to ensure seamless service and processing of approved application; Adhere to current laws to ensure compliance with terms; coordinates lending activities with loan department; Perform responsibilities of position in accordance with federal and state regulations, credit union policies and procedures.
• Refer members to Financial Services, as appropriate.
• Work non-traditional hours, as necessary, to meet the needs and goals of our members and credit union.
• Consistently travel to maintain current and build new networking relationships that promote HFCU and their products and services.
• Regularly attend realtor and networking functions to promote the HFCU brand awareness.
• Actively maintain a presence in the local mortgage industry to help create and promote the HFCU mortgage brand awareness.
• Utilize networking relationships to bring new memberships and mortgage loans to HFCU.
• Assist in training new employees.
• Recommend changes, workflow, efficiencies and quality.
• Meet Goals/Core Comp requirements Performs additional duties as assigned.