Senior Underwriter Inland Marine & Property

Responsibilities:

• Manage and grow a profitable book of inland marine and property business across the Region
• Build strong, lasting relationships with agency partners to drive consistent and high-quality new business
• Evaluate submissions, pricing, and coverage structures using sound judgment making clear, confident decisions
• Analyze loss runs, exposure changes, and underwriting data to fully understand the risk behind every account
• Set pricing that reflects exposure and performance, using loss analysis and experience to guide decisions
• Structure accounts thoughtfully, using deductibles, coverage adjustments, or other tools to get deals across the line the right way
• Review policy language and contracts to ensure coverage intent is clear—for both brokers and internal teams
• Partner with claims and internal stakeholders to clarify coverage when questions arise
• Perform other duties as needed

Qualifications:

Must-Have:

• Bachelor’s degree in Risk Management, Finance, Business, Economics, or a related field, or equivalent combination of education and relevant experience
• 4+ years of inland marine and/or property underwriting experience
• Solid understanding of the insurance marketplace, including pricing and competitive positioning
• Proven ability to build and maintain broker relationships that drive new and renewal business
• Experience managing a book of business while contributing to growth
• Strong skills in pricing, risk selection, and deal structuring
• Working knowledge of industry trends, products, and the broader competitive landscape
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

Preferred to Have:

• Industry designations CPCU, ARM, or AU
• INS21, 22 and 23
• Exposure to loss control or risk engineering—you think beyond the submission and into the actual risk

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

Compensation:

Please note, that the annual gross salary range associated with this posting is $63,270 – $153,200. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more. 

To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like:

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.  We maintain a drug-free workplace and participate in E-Verify.