Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
Kikoff's infrastructure team builds the systems that enable engineering teams to move quickly without sacrificing reliability, security, or cost discipline. The team owns five connected areas: Observability, Developer Productivity, Compute Infrastructure, Networking and Storage, and Data Infrastructure.
As Engineering Manager, you will share leadership of Infrastructure and initially lead a focused group of engineers within the team. You will support their growth, help turn ambiguous problems into durable systems, and run infrastructure as a product for Kikoff engineers. The team works across five connected areas, but you will not be expected to manage every engineer or personally own every domain on day one. You will partner with senior ICs and Infrastructure leadership, taking on broader scope as the team grows.
This is a player-coach role. You will stay close to the code, architecture, incidents, and people while senior ICs retain clear technical ownership in their domains. You should be comfortable reviewing code and designs, helping make architecture decisions, and contributing directly when useful. Strong ICs should respect your technical judgment because you understand the work, not because you report on it. This does not mean being the primary engineer across all five areas.
AI is increasing the amount of code and change moving through our systems. You will help build a platform that can absorb that growth without creating more incidents, unsustainable cost, or a team that depends on heroics.
Scrappy. We move quickly and build what we need. We do not cut corners when they matter, and we do not over-engineer when they do not.
Risk-oriented. We make tradeoffs deliberately. A mature team knows the difference between a risk worth taking and one that is not.
Data-obsessed. We look at the data, understand the mechanics behind it, and use that evidence to make better decisions.
Humble. We know the company has benefited from timing, circumstance, and the right people showing up. We are grateful, and we do not take it for granted.
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
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Job details are sourced from the employer's original posting.
Open job postingAbout the company
Kikoff was founded in 2019 with a not-so-simple goal: make it easier for people to build credit. Credit plays a huge role in our lives, from opening a credit card to qualifying for a home loan. But there's a catch, it's easier to build credit, when you already have it. Co-founders Cynthia Chen and Christophe Chong understood this challenge first hand, so they built a solution. Kikoff's main product is our Credit Account, a specialized, reported credit line exclusively focused on building credit. We've expanded the features of our paid account to include things like spam call blocking, identity protection, rent reporting, and more. Over a million people have used Kikoff to build their credit.