We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases.
The role
involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms.
The role
also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards.
Maintain credit quality and stay updated on economic indicators and mortgage industry trends. Ensure consistent productivity in processing and decision-making. Support implementation of head office and local credit policies at the ground level. Mentor and monitor CPAs to ensure quality output and productivity. Handle audit and compliance requirements related to underwriting.
Job details are sourced from the employer's original posting.
Open job postingAbout the company
Kotak Mahindra Bank is a leading Indian financial services group offering a wide range of banking, financial, and insurance services.