Cash Operations Analyst

Lima One Capital has an exciting opportunity for a Cash Operations Analyst. Join a team where your attention to detail and operational expertise directly shape our success! The Cash Operations Analyst will be responsible for posting payments, processing payoffs and liquidations. Their responsibilities will also include processing returned payments, disbursements, generating and delivering payoff letters, servicing system reconciliations, and asset management.

Success in this position will require the ability to handle detailed and complex reporting and reconciling requirements and work with a high level of accuracy, independence, and analytical prowess. Additionally, the Analyst must be able to organize around and deliver against tight deadlines. In addition to routine reporting, the Analyst will assist with procedure reviews and other department projects.

Responsibilities:

• Process payment posting transactions, reversals, and reapplication based on policy and procedures.
• Ensures exception items are identified and resolved in a timely manner.
• Manual check and suspense funds posting with accuracy.
• Daily processing of return checks, bank adjustments, and encoding errors.
• Processing loan level disbursements.
• Timely generation of accurate payoff letters.
• Coordination with partnering departments to reconcile discrepancies or irregularities in records, statements, or documented transactions.
• Coordination with clients or title companies to send payoff letters for seamless loan closings.
• Internal point of contact and subject matter expert for payoff calculations.
• Act as liaison for investor or partner payoff approvals.
• Balancing and reconciliation.
• Balancing and reconciliation include, but are not limited to, custodial bank accounts, month end collection, weekly payoff…etc.
• Meet or exceed all processing and reporting deadlines and timeframes and work with a sense of urgency to complete tasks.