Dive into the heart of real estate lending as Lima One Capital's Underwriting Intern, supporting both the Residential Transition Lending (RTL) underwriting teams (Core and Strategic Accounts) and the Multifamily underwriting team. You'll gain hands-on exposure to underwriting workflows across two distinct lending businesses, jumping into process improvement, systems and SOP support, client coordination, deal management, and financial analysis. Reporting to the Underwriting Manager, you'll see firsthand how credit decisions get made and what it takes to move deals forward in a fast-paced, regulated environment. If you're a student fascinated by real estate finance, credit underwriting, and the operational engine behind a lending business, this is your chance to learn by doing and make a real impact.
Responsibilities
RTL Underwriting Support (Core & Strategic Accounts)
- Assist in reviewing, updating, and maintaining Standard Operating Procedures (SOPs) for underwriting workflows
- Support process improvement initiatives aimed at increasing efficiency, consistency, and accuracy across the underwriting pipeline
- Help evaluate and refine systems and tools used in underwriting, including loan origination system workflows and data intake/reporting
- Assist with client-facing coordination, including gathering documentation, tracking outstanding items, and supporting communication between underwriters and brokers/borrowers
- Perform financial and credit analysis in support of underwriting decisions, including borrower financials, deal structure, and collateral analysis
- Support deal management and pipeline tracking to help ensure deals move through stages on schedule and with proper documentation
Multifamily Underwriting Support
- Assist with financial spreading and analysis of borrower-provided operating statements (P&Ls, T12s, rent rolls)
- Support preparation of underwriting packages, including market and comparable analysis
- Help maintain data accuracy and consistency across multifamily underwriting models and templates
Cross-Functional / General
- Identify inefficiencies or inconsistencies in current workflows and propose practical improvements
- Assist in documenting process changes to support internal knowledge continuity and audit readiness
- Collaborate with underwriters, credit analysts, and operations staff across both RTL and Multifamily teams
- Maintain confidentiality and proper handling of sensitive borrower, deal, and company information at all times, consistent with company policy
