- Maintain adequate and effective controls across Mashreq Bank Branches to 100% double checking of cases for more than particular amount (as agreed) for all products.
- Reviewing the cases to ensure that all product parameters and policy criteria are met.
- Ensuring that all financial transactions are made on approved documents to complete the disbursement / maintenance.
- Checking all types of reports on daily basis to ensure all transactions have been passed against the proper documents.
- Ensuring that all documents against disbursed vases have been checked as per bank policies.
Responsibilities
- Conducting proper checking of all lending product in compliance with the disbursement instruction while reviewing cases on online basis.
- Checking posted transactions and ensuring that they are made through vouchers with appropriate supporting document which are prepared and duly approved concerning all lending products.
- Review all post disbursement maintenance activities (e.g. early settlement, rescheduling, write-offs, due date changes, reversal of transactions) for all lending products, while ensuring compliance within approved charter of authorities and ensuring risk oriented issues are escalated to the Team Leader.
- Ensuring proper booking of all lending products, overdraft, etc. in compliance with the disbursement instructions.
- Establishing authenticity of the information provided and ensuring that no case passes fraudulently.
- Re-analyzing of all cases above a particular amount within one business day and reporting the results to the Team Leader.
- To highlight the repetitive mistakes done by evaluators to the team leaders who will put action plan to minimize the errors.
- Re-assuring the correctness of booking for all products and forward all cases to lodgment.
Qualifications
- Graduate with 1-2 years work experience in credit environment.
- Excellent analytical skills.
- Sound interpersonal skills.
- Good knowledge of bank policies and compliance.
- Good Command of English language.
- Good people management skills.
- Excellent communication skills.
- Should be capable of handling unit responsibilities.
About Us
The leading financial institution in MENA
While more than half a century old, we proudly think like a challenger, startup, and innovator
in banking and finance, powered by a diverse and dynamic team who put customers first.
Together, we pioneer key innovations and developments in banking and financial services.
Our mandate? To help customers find their way to Rise Every Day, partnering with them through
the highs and lows to help them reach their goals and unlock their unique vision of success.
Delivering superior service to clients by leading with innovation, treating colleagues with dignity and fairness while pursuing opportunities that grow shareholders value.
We actively contribute to the community through responsible banking in our mission to inspire more people to Rise.
