Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
Role Summary
Zions Bancorporation is seeking a Director of Capital Policy to join our Strategic Finance team. This individual will be responsible for the core policies that govern the company’s capital, ensuring that all asset management activities comply with evolving regulatory standards while proactively driving capital allocation strategies. The Director will work with Treasury, Strategic Finance and other stakeholders to bridge regulatory requirements and strategic execution with a focus on improving shareholder value and risk adjusted returns.
Key Responsibilities
- Lead the strategic oversight, creation, and ongoing management of the company’s capital policies, frameworks, and related initiatives.
- Establish, update, and maintain comprehensive policy guidelines governing the company’s capital. Create and maintain capital policies for critical portfolios including investments, loans, deposits and asset management.
- Ensure all capital management activities align with changing financial regulations (including OCC, Federal Reserve, and FDIC expectations).
- Formulate and manage capital allocation methodologies across the company’s customer segments and business lines (Consumer, Small Business, Commercial, Wealth Management, Capital Markets).
- Coordinate with the Director of Corporate Development & Strategic Finance to improve current performance management frameworks leveraging Shareholder Value Added (SVA) metrics.
- Lead initiatives to optimize the balance sheet and reported Risk-Weighted Assets (RWA), allowing for improved efficiency in the deployment of capital the company’s base capital.
- Partner with the company’s modeling teams to oversee capital planning, forecasting, and scenario modeling under baseline and adverse conditions.
- Direct, mentor, and guide multi-disciplinary teams responsible for implementing enterprise-wide capital projects, and policy enhancements.
- Deliver quarterly reporting, strategic evaluations, and presentations on capital positions, project progress, and optimization outcomes to Senior Executive Leadership. Prepare capital adequacy and dividend/share repurchase request for the Board.
- Partner with Treasury, Enterprise Risk Management (ERM), business segment executives, and Strategic Finance to ensure capital policy and risk appetite are integrated into the annual budgeting and multi-year strategic planning processes.
- Serve as a subject matter expert and point of contact for regulatory examiners, Internal Audit, and model risk validation teams regarding capital policy, and capital adequacy controls.
Qualifications
Education & Experience
- Bachelor’s degree in Finance, Accounting, Economics, or a related quantitative field. An MBA, CFA, or CPA is highly preferred.
- 10+ years of progressive experience in corporate treasury, capital management, regulatory policy, or financial planning within a regional or large bank.
- Strong, demonstrable working knowledge of regulatory capital frameworks, RWA calculations, and US banking regulations.
- Highly proficient in financial forecasting, capital structure optimization, and asset portfolio analytics.
- Requires an extensive in-depth knowledge of developing, maintaining, and governing capital policies, frameworks, or standards with strategic oversite and operational management.
- Extensive knowledge of market trends including the ability to track capital markets, economic indicators, and industry developments to identify risks and opportunities.
- Leadership experience including direct or matrix management and influence over enterprise stakeholders.
- Exceptional communication skills with the ability to translate complex quantitative, regulatory, and capital concepts into clear, actionable strategies.
Location
- This position is fully in office (5 days a week) at the Zions Bancorporation Main Office – 1 South Main Street, Salt Lake City, UT 84133.
Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City’s central business district, providing hundreds of team members with an exceptional work environment and features such as:
- Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages;
- An employee-only fitness center and bike storage;
- An employee lounge, kitchen, micro market, game tables, couches and TVs;
- Private mothers’ rooms and lockers; and
- Access to downtown shopping, dining, arts and entertainment.
Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
Role Summary
Zions Bancorporation is seeking a Director of Capital Policy to join our Strategic Finance team. This individual will be responsible for the core policies that govern the company’s capital, ensuring that all asset management activities comply with evolving regulatory standards while proactively driving capital allocation strategies. The Director will work with Treasury, Strategic Finance and other stakeholders to bridge regulatory requirements and strategic execution with a focus on improving shareholder value and risk adjusted returns.
Key Responsibilities
- Lead the strategic oversight, creation, and ongoing management of the company’s capital policies, frameworks, and related initiatives.
- Establish, update, and maintain comprehensive policy guidelines governing the company’s capital. Create and maintain capital policies for critical portfolios including investments, loans, deposits and asset management.
- Ensure all capital management activities align with changing financial regulations (including OCC, Federal Reserve, and FDIC expectations).
- Formulate and manage capital allocation methodologies across the company’s customer segments and business lines (Consumer, Small Business, Commercial, Wealth Management, Capital Markets).
- Coordinate with the Director of Corporate Development & Strategic Finance to improve current performance management frameworks leveraging Shareholder Value Added (SVA) metrics.
- Lead initiatives to optimize the balance sheet and reported Risk-Weighted Assets (RWA), allowing for improved efficiency in the deployment of capital the company’s base capital.
- Partner with the company’s modeling teams to oversee capital planning, forecasting, and scenario modeling under baseline and adverse conditions.
- Direct, mentor, and guide multi-disciplinary teams responsible for implementing enterprise-wide capital projects, and policy enhancements.
- Deliver quarterly reporting, strategic evaluations, and presentations on capital positions, project progress, and optimization outcomes to Senior Executive Leadership. Prepare capital adequacy and dividend/share repurchase request for the Board.
- Partner with Treasury, Enterprise Risk Management (ERM), business segment executives, and Strategic Finance to ensure capital policy and risk appetite are integrated into the annual budgeting and multi-year strategic planning processes.
- Serve as a subject matter expert and point of contact for regulatory examiners, Internal Audit, and model risk validation teams regarding capital policy, and capital adequacy controls.
Qualifications
Education & Experience
- Bachelor’s degree in Finance, Accounting, Economics, or a related quantitative field. An MBA, CFA, or CPA is highly preferred.
- 10+ years of progressive experience in corporate treasury, capital management, regulatory policy, or financial planning within a regional or large bank.
- Strong, demonstrable working knowledge of regulatory capital frameworks, RWA calculations, and US banking regulations.
- Highly proficient in financial forecasting, capital structure optimization, and asset portfolio analytics.
- Requires an extensive in-depth knowledge of developing, maintaining, and governing capital policies, frameworks, or standards with strategic oversite and operational management.
- Extensive knowledge of market trends including the ability to track capital markets, economic indicators, and industry developments to identify risks and opportunities.
- Leadership experience including direct or matrix management and influence over enterprise stakeholders.
- Exceptional communication skills with the ability to translate complex quantitative, regulatory, and capital concepts into clear, actionable strategies.
Location
- This position is fully in office (5 days a week) at the Zions Bancorporation Main Office – 1 South Main Street, Salt Lake City, UT 84133.
Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City’s central business district, providing hundreds of team members with an exceptional work environment and features such as:
- Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages;
- An employee-only fitness center and bike storage;
- An employee lounge, kitchen, micro market, game tables, couches and TVs;
- Private mothers’ rooms and lockers; and
- Access to downtown shopping, dining, arts and entertainment.
ABOUT OUR COMPANY
Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $65 billion. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming.
The company is a national leader in Small Business Administration lending and public finance advisory services, and is a consistent top recipient of Greenwich Excellence awards in banking. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.
For more information, click here Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity, or any other characteristic protected by applicable federal, state or local law, including but not limited to genetic information of employee or family member.
If you are an individual with disabilities who needs accommodation or you are having difficulty using our Web site to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST
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