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    National Payments Corporation of India (NPCI)

    Financial Services & Payments

    Senior Associate AI & Data Science

    Mumbai, IndiaOn-SiteFull-timePosted 3d ago
    All National Payments Corporation of India (NPCI) jobs

    Job description

    Key Responsibilities:

    • 1.
    • Hands-On Execution (The "What") - Model Development: Build, train, and evaluate ML and GenAI models, taking them from experimentation to production with guidance from senior engineers. - Pipelines: Implement and maintain data and inference pipelines, ensuring they meet reliability and latency targets. - Collaboration: Work closely with senior architects and engineers, contributing to code reviews and learning production best practices.
    • 2.
    • Predictive AI & Scale (The "Fast") - Fraud at Scale: Contribute to our Fraud Risk Management (FRM) system, building features and models for streaming inference using Flink/Spark. - Feature Store: Help build and maintain features that serve both high-velocity transactional data and dense vector embeddings. - Optimization: Profile and optimize model serving to improve throughput on our GPU clusters.
    • 3.
    • Generative & Agentic AI (The "Smart") - AI Agents: Support the development of AI Agents that navigate banking interfaces, execute refunds, and detect social engineering attacks. - LLM Fine-Tuning: Assist in fine-tuning SLMs (Small Language Models) on secured financial data for edge deployment. - Safety Guardrails: Implement guardrails and evaluations that prevent hallucination in critical financial advice.
    • The Ideal Candidate Profile : You are a hands-on builder.
    • You love to code, you are curious about how things work end-to-end, and you are eager to grow into a scale-veteran engineer.
    • Essential Experience (3+ Years) - Dual Exposure: Hands-on experience in Classic ML AND/OR Modern GenAI (LLMs/Agents).
    • Bonus if you have shipped either type of system to production.
    • Scale Curiosity: Experience working with production systems and a strong desire to understand high-throughput, distributed computing.
    • Deep Learning Fundamentals: Solid grasp of ML/DL fundamentals and the underlying math.
    • Familiarity with Transformers or GNNs is a plus.
    • Collaboration: Comfortable working in cross-functional teams and aligning your work with business goals.
    • Must-Have Skills - Programming: Strong proficiency in Python and solid software engineering fundamentals (clean code, version control with Git, testing).
    • Core ML: Hands-on experience building, training, and evaluating ML models using scikit-learn, XGBoost/LightGBM, and PyTorch or TensorFlow.
    • GenAI / LLMs: Practical experience with LLMs – prompt engineering, RAG, fine-tuning, and frameworks such as LangChain/LangGraph and Hugging Face Transformers.
    • Data Handling: Strong SQL and data wrangling skills (Pandas/NumPy); experience working with large datasets.
    • Big Data / Pipelines: Working experience with Spark or Kafka/Flink for building data and inference pipelines.
    • Deployment: Experience containerizing and deploying models (Docker), exposing them via REST/gRPC APIs, and basic familiarity with Kubernetes. - MLOps: Exposure to experiment tracking and model lifecycle tools (MLflow) and CI/CD for ML.
    • Cloud: Hands-on with at least one major cloud platform (AWS, GCP, or Azure).
    • Fundamentals: Solid grasp of statistics, probability, and deep learning concepts (including Transformer architecture).
    • Communication: Ability to clearly document work and collaborate within cross-functional teams.
    • Technical Stack - ML Ops: Kubernetes, Kubeflow, Ray, MLflow. - Big Data: Spark, Kafka, Flink, Iceberg/Hudi. - GenAI: vLLM, LangGraph, DeepSpeed, Unsloth. - Cloud/Infra: Working knowledge of GPU/TPU usage and cost awareness.
    • The Package Growth: Learn directly from Principal Architects and senior engineers shaping the nation's AI.
    • Resources: Access to state-of-the-art compute infrastructure and proprietary datasets that are unique in the world.
    • Legacy:

    The opportunity

    to say, "I helped build the AI that powers the Indian Economy."

    Job details are sourced from the employer's original posting.

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    About the company

    National Payments Corporation of India (NPCI)

    NPCI operates India's retail payment and settlement systems, providing infrastructure for digital transactions and financial services.

    View all National Payments Corporation of India (NPCI) jobs
    Industry
    Financial Services & Payments
    Open roles
    143

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