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    National Payments Corporation of India (NPCI)

    Financial Services & Payments

    Senior Associate Cryptography Researcher

    Hyderabad, IndiaOn-SiteFull-timePosted 3d ago
    All National Payments Corporation of India (NPCI) jobs

    Job description

    Key Responsibilities:

    • Understand system architecture and data flows, and identify where encryption, signing, authentication, and key management are needed.
    • Design and implement cryptographic solutions: encryption, digital signatures, hashing, key derivation, secure key storage, and secure transport.
    • Build and maintain Java SDKs and libraries with clean APIs, versioning, documentation, and backward compatibility.
    • Implement and troubleshoot PKI components: X.509 certificates, chain validation, CSRs, CRL/OCSP, and TLS/mTLS configuration.
    • Integrate with HSMs and key management systems (PKCS#11), and design key lifecycle processes: generation, rotation, backup, and destruction.
    • Take part in threat modelling and design reviews, and recommend algorithms, key sizes, and parameters with clear reasoning.
    • Remediate findings from code reviews, static and dynamic analysis, penetration tests, and audits.
    • Write unit, integration, and negative tests, including known-answer tests with standard test vectors.
    • Support teams that integrate the SDK, and produce technical documentation and compliance evidence.
    • Follow developments in post-quantum cryptography (ML-KEM, ML-DSA, hybrid key exchange or Newer PQC algorithm) and help assess their impact on our systems.

    Required Skills

    Cryptography (must be able to explain the reasoning, not only the usage)

    • Symmetric encryption (AES; GCM, CBC, CTR modes) and the consequences of nonce/IV misuse.
    • Asymmetric cryptography: RSA (OAEP, PSS), ECC (ECDSA, ECDH, Ed25519, X25519).
    • Hashing, HMAC, key derivation (HKDF, PBKDF2), and secure random generation.
    • Authenticated encryption and key management principles. PKI and protocols
    • X.509, certificate lifecycle, trust chain validation.
    • TLS 1.2/1.3 and mTLS: handshake, cipher suites, session resumption.
    • JWT/JWS/JWE, OAuth2, and signature formats such as CMS/PKCS#7. Development
    • Strong Java (Java 8 or later): collections, concurrency, exception handling, JVM basics.
    • Hands-on experience with JCA/JCE and Bouncy Castle. Use of vetted libraries only, no custom algorithms.
    • Experience building reusable libraries or SDKs with Maven or Gradle.
    • Git, CI/CD, JUnit, and Mockito. Security engineering
    • Secure coding practices (OWASP Top 10): constant-time comparison, safe error handling, no secrets in logs.
    • Understanding of threat modelling and trust boundaries.

    Education:

    B.E./B.Tech/MCA or equivalent in Computer Science, IT, Electronics, or a related field. Good to Have

    • Android development: Android Keystore, secure storage, AAR packaging.
    • HSM experience (PKCS#11) and key management systems.
    • Experience in payments, banking, or fintech security (PCI DSS, RBI guidelines, ISO 27001).
    • Knowledge of TLS stacks and gateways (OpenSSL, Tomcat, Bouncy Castle JSSE).
    • Familiarity with SAST/DAST tools, Kotlin, Spring Boot, or Docker.
    • Security certifications or open-source contributions.

    Job details are sourced from the employer's original posting.

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    About the company

    National Payments Corporation of India (NPCI)

    NPCI operates India's retail payment and settlement systems, providing infrastructure for digital transactions and financial services.

    View all National Payments Corporation of India (NPCI) jobs
    Industry
    Financial Services & Payments
    Open roles
    143

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