Senior Associate IMPS, AEPS and NETC Design and Development

We are seeking a Fullstack Application Engineer (with AI Capabilities) to drive the design, delivery, and continuous enhancement of IMPS / AEPS / NETC / CTS platforms. This role involves building and managing real-time, high-volume payment systems with a strong focus on availability, resilience, security, performance, and AI-assisted engineering practices. Job Details Job Title: Senior Associate– Payment Systems Division: Application Development

Experience:

3–6 Years

Education:

B.E. / B.Tech / M.E. / M.Tech

Location:

Mumbai/Chennai/Hyderabad Employment Type: Full-Time (Permanent) Your Team’s Impact Your team will design and operate high-throughput, low-latency APIs and services processing millions of transactions daily. Your work will directly contribute to: Financial inclusion System reliability and operational excellence Trust in India’s digital payments ecosystem Key Responsibilities Lead end-to-end delivery of IMPS/AEPS/NETC/CTS platforms Drive system improvements in performance, scalability, and resilience Ensure regulatory compliance and secure system design Own API lifecycle management and service governance Implement AI-assisted development practices responsibly Define standards for AI adoption in engineering workflows Mentor engineers and promote engineering best practices & automation Build and operate high-availability, fault-tolerant distributed systems Requirements Strong expertise in Java (Spring Boot), Microservices, Distributed Systems Experience with Apache Kafka / event-driven architectures Strong knowledge of databases: Oracle, PostgreSQL, Cassandra, YugabyteDB, KDB+ Hands-on with AI-assisted development tools (Copilots, AI code assistants) Experience in containerization (Docker) and orchestration (Kubernetes) Knowledge of CI/CD pipelines (Jenkins, GitLab) Familiarity with API gateways (Kong, NGINX) Strong understanding of performance tuning, concurrency, resilience patterns Key Skills and Experience Required Proven experience building large-scale payment / banking systems Strong background in real-time, mission-critical applications Experience managing high transaction volume systems Ability to balance AI-driven productivity with engineering rigor Strong leadership, mentoring, and stakeholder collaboration skills Preferred Experience in IMPS / AEPS / NETC / CTS or similar payment platforms Exposure to regulatory and compliance-driven ecosystems Experience in modern engineering practices and DevOps environments