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    National Payments Corporation of India (NPCI)

    Financial Services & Payments

    Senior Associate Java Developer

    Mumbai, IndiaOn-SiteFull-time5+ yrs experiencePosted 3d ago
    All National Payments Corporation of India (NPCI) jobs

    Job description

    Key Responsibilities:

    • Design and develop Java-based applications, SDKs, libraries, and developer tools for smart card and secure payment platforms.
    • Build APIs and frameworks for interaction with Secure Elements, Java Cards, and mobile wallets.
    • Develop sample applications, reference implementations, and technical documentation for SDK consumers.
    • Implement EMV, GlobalPlatform, and ISO 7816/14443 compliant applications.
    • Develop secure and optimized code considering memory and performance constraints.
    • Perform applet debugging, testing, and validation using industry-standard tools.
    • Manage applet lifecycle (installation, personalization, deletion) using GlobalPlatform.
    • Work on secure key management, cryptographic operations, and data protection.
    • Collaborate with cross-functional teams including host system, personalization, and certification teams.
    • Analyse and resolve issues in card-host interaction and transaction flows.
    • Maintain technical documentation and support production deployments.

    Skills:

    • 5+ years’ experience in software development and qualification of Java Card Payment Application
    • Prior Experience to developed payment card applet with any SCHEME
    • In depth knowledge of EMV standard and global platform standard.
    • Programming experience in Java or Python
    • Experience developing SDKs, APIs, libraries, or developer tools.
    • Experience with card personalization tools like MULTOS, GPPro, Gemalto IDV or similar.
    • Should possesses the functional knowledge of ISO 14443 / 7816 / 8583 / 9564. Experience with debugging tools like PyAPDU, GPShell, or JCOP tools.
    • Strong knowledge of chip manufacturing industry is needed.
    • Strong understanding of EMV standards, cryptographic algorithms (AES, RSA, ECC, PQC).
    • Familiarity with HSM and secure element programming.
    • Experience in card manufacturing industry.
    • Experience in PKI and Certificate Management
    • Collaborate with teams on certification processes (EMVCo, PCI DSS, etc.)
    • Good to have EMV certifications. Soft Skills
    • Strong problem-solving and analytical skills
    • Ability to work independently and in a team
    • Good communication and documentation skills
    • Attention to detail with a focus on security Requirements

    Preferred Qualifications:

    • Bachelor’s or master’s degree in computer science or in a related field.
    • 5 years of relevant experience is must.
    • Previous experience in payment networks requirements likes (Visa, Mastercard, Rupay, etc.) is a plus.

    Job details are sourced from the employer's original posting.

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    About the company

    National Payments Corporation of India (NPCI)

    NPCI operates India's retail payment and settlement systems, providing infrastructure for digital transactions and financial services.

    View all National Payments Corporation of India (NPCI) jobs
    Industry
    Financial Services & Payments
    Open roles
    143

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