Data Science Intern at NinjaHoldings

Founded in 2017, NinjaHoldings works to give everyday Americans better access to financial services than traditional institutions typically provide. Through our CreditNinja and NinjaCard brands, we offer digital banking and lending products designed for consumers often overlooked, paired with incentives that support long-term financial improvement. Our Edge brand extends this expertise to other companies, providing underwriting, fraud detection, and analytics services. Headquartered in Chicago with a distributed global workforce, we are a lean, growing organization committed to advancing consumer finance in the US.

Internship Summary

NinjaHoldings is seeking a self-motivated, intellectually curious Data Science Intern interested in the opportunity to grow and learn as part of a dynamic team. Our internship program offers an opportunity to work on real projects that move the business forward while receiving hands-on professional development.

When: May-August 2027

Location: Hybrid, downtown Chicago HQ (in-office 2x/week). Candidates must be local or able to relocate independently - relocation assistance is not provided.

Schedule: 40 hours/week

Key Responsibilities:

• Build predictive models to optimize lending decisions by using advanced statistical modeling and simulation techniques
• Use advanced data analytics to understand consumer risk behavior trends, their impact on the portfolio, and resulting business opportunities
• Establish key performance metrics and develop automated reporting dashboards using SQL and Python
• Design A/B testing for models and underwriting strategies, evaluate impact, and provide recommendations

Ideal Candidate Will Have:

• Currently pursuing Bachelors' degree math, statistics, computer science, engineering or related field
• Experience with data analytics and statistical modeling
• Experience with relational databases and SQL
• Programming experience with Python
• Strong quantitative and problem-solving skills with key attention to detail

Additional Pluses:

• Advanced degree in a quantitative discipline (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields)

Benefits & Perks:

• Potential path to full-time employment for high performing interns
• Fast-paced, high-energy work environment
• Real opportunity to make an immediate impact at a growth-stage company
• Build relationships with full-time employees from day one
• Convenient downtown Chicago office located in the heart of the city

Applicants must be legally authorized to work in the U.S. without the need for current or future visa sponsorship.

IMPORTANT NOTICE:
Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.