WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join

Join a team that helps clients navigate credit markets through timely insights, independent research, and investment analysis. As a Credit Research Intern, you'll gain hands-on exposure to the credit research process and work alongside experienced analysts who provide market intelligence to clients, sales and trading teams, Wealth Management, Private Banking, Risk Management, and senior management. You'll have the opportunity to build strong analytical, valuation, and communication skills while contributing to real research publications and investment views that support decision-making across the bank.

How You Succeed

To excel in this role, you'll need to be intellectually curious, analytical, and proactive. You'll work closely with research analysts to evaluate companies, analyse market developments, and develop views on industries and issuers. Your ability to interpret financial information, communicate insights clearly, and manage multiple responsibilities will be key to delivering high-quality research and supporting the team's market coverage.

What You Do

Your responsibilities will include:

• Research & Content Creation: analyse market developments, industry trends, and company-specific events, and contribute to internal and external research publications
• Financial Analysis: review financial statements, assess company performance, and support credit and investment analysis across various sectors
• Company & Industry Research: gather and evaluate information on companies, industries, and market developments to support research recommendations and investment views
• Financial Modelling: maintain and update financial models, valuation tools, and company databases used in research and credit analysis
• Market Intelligence: monitor credit markets, economic developments, and issuer-specific news to identify key risks and opportunities
• Publication Management: assist in preparing, formatting, distributing, and maintaining research reports, publications, and presentation materials
• External Engagement: attend investor meetings, industry conferences, earnings briefings, and market events to gain first-hand insights into market developments
• Stakeholder Collaboration: work with stakeholders across Global Markets, Wealth Management, Private Banking, Risk Management, and other internal partners to support research initiatives
• Ad-hoc Projects: provide support on special research assignments, thematic analyses, and strategic initiatives as assigned

Who You Work With

Credit Research sits within Global Markets and provides independent research, market intelligence, and investment insights across credit markets. You'll work alongside experienced and licensed research analysts who support clients, internal stakeholders, and senior management with actionable insights and investment recommendations. Through this role, you'll gain valuable exposure to credit analysis, investment research, portfolio assessment, and the broader Global Markets business.This is the broad job description of the job profile. Definitive job description should be reviewed and discussed between you and your manager.

Who You Are

• Open to learning and feedback
• Strong interest in financial markets, investments, and credit analysis
• Curious, analytical, and detail-oriented
• Familiarity with financial statements and financial analysis
• Background in Accountancy, Finance, Economics, or related disciplines
• Strong proficiency in Microsoft Excel and Word
• Excellent written, reading, and verbal communication skills in English
• Able to work independently and manage responsibilities with minimal supervision
• Proactive with a strong sense of ownership and accountability
• Comfortable working with data, financial models, and quantitative analysis
• Familiarity with Bloomberg and programming skills would be advantageous
• Currently pursuing an undergraduate or postgraduate degree
• Available for a minimum full-time internship commitment of 6 months

Learning Objectives

This internship will provide you with:

• Exposure to the credit research function within a leading financial institution
• Hands-on experience analysing companies, industries, and credit markets
• Opportunities to develop financial modelling, valuation, and investment analysis skills
• Exposure to the research publication process, from idea generation and data collection to report preparation and distribution
• Experience monitoring market developments and translating information into actionable insights
• Opportunities to strengthen written communication, presentation, and stakeholder engagement skills
• Exposure to interactions with investors, corporates, and industry participants through meetings and conferences
• Insights into how research supports clients, sales and trading teams, Wealth Management, Private Banking, Risk Management, and senior management
• Opportunities to learn from experienced research professionals while gaining practical, real-world experience comparable to that of an entry-level research analyst
• A deeper understanding of credit markets, fixed income investing, and the role of independent research in supporting investment and business decisions within a leading financial institution

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.