Associate Vice President - Financial Planning and Analysis

What You’ll Be Doing:

• Act as a strategic finance partner to Retail Banking leaders, providing financial insights and recommendations to support business decisions.
• Develop and implement strategies to improve financial performance and optimize resources.
• Manage monthly accounting and reporting for Retail Banking, including analytical commentary and performance reviews.
• Prepare and analyze financial reports, including profit and loss statements, balance sheets, and cash flow statements.
• Lead the preparation of business plans, budgets, and forecasts in collaboration with cross-functional teams.
• Develop and monitor Retail Banking targets and budgets, tracking performance against agreed objectives.
• Monitor and analyze client, product, and segment profitability to identify areas for improvement.
• Build detailed financial models to assess business scenarios and their potential financial impact.
• Track financial and non-financial KPIs across Retail Banking products and segments.
• Conduct detailed financial reviews to assess specific issues or opportunities within the Retail Banking business.
• Provide financial support for new product launches, including viability assessments and impact analysis.
• Manage amortization processes and prepare product-level P&L reports.
• Contribute financial inputs to Group Management Committee packs and prepare Retail Business Review packs.
• Ensure financial activities comply with relevant regulations, reporting standards, and internal policies.
• Support the implementation of financial systems and technologies, including integration, testing, and user training.
• Conduct peer and industry benchmarking to support best-in-class Retail Banking practices.
• Liaise with external auditors, regulators, and other stakeholders.
• Provide mentorship and guidance to the finance team, including goal setting, feedback, and development support. [Job Descri...is- Retail | Word]

What We’re Looking For:

• A bachelor’s degree in Finance, Economics, or a related field.
• CMA, CPA, or CFA certification is preferred.
• At least 10 years of experience in a similar finance business-partnering role within banking or financial services.
• Previous experience supporting Retail Banking is preferred.
• Experience within the UAE market is preferred.
• Strong knowledge of financial analysis, accounting principles, budgeting, forecasting, and banking products and services.
• Advanced proficiency in financial reporting, Excel, and PowerPoint.
• Experience using financial management systems and ERP platforms.
• Ability to interpret complex financial information and translate it into practical business insights.
• Strong business acumen and a deep understanding of Retail Banking products, services, and operations.
• Ability to work independently, manage multiple priorities, and maintain a high level of accuracy. [Job Descri...is- Retail | Word]

Skills:

• Exceptional stakeholder management and influencing skills.
• Strong financial analysis and problem-solving capabilities.
• Strategic and commercial thinking.
• Excellent written and verbal communication skills.
• Ability to present financial information clearly and concisely to senior stakeholders.
• Strong knowledge of Retail Banking products, including personal loans, mortgages, credit cards, and deposit accounts.
• Understanding of Retail Banking market dynamics, industry trends, and the competitive landscape.
• Strong relationship-building and cross-functional collaboration skills.
• Ability to identify opportunities for revenue growth, cost optimization, and risk mitigation.
• Knowledge of financial regulations, compliance requirements, and reporting standards.
• Strong attention to detail and accuracy.
• A proactive mindset with the ability to manage several priorities effectively. [Job Descri...is- Retail | Word]

What You’ll Gain:

• Exposure to senior management and strategic financial decision-making across Retail Banking.
• The opportunity to influence financial performance, product profitability, and resource allocation.
• Experience partnering with teams across Finance, Sales, Marketing, Risk, Operations, Product, and Technology.
• Involvement in business planning, financial modelling, performance management, and new-product assessments.
• Exposure to management-level reporting through Group Management Committee and Retail Business Review packs.
• The opportunity to contribute to financial systems implementation and process improvement.
• The opportunity to strengthen your leadership capabilities by guiding and developing finance team members.