Consumer Underwriter (Senior Level)

Job Summary:

Reviews loan documents and appropriately decisions auto, personal, credit card and home equity lines of credit applications, by assessing financial risk, analyzing data, reviewing borrowers creditworthiness, and ensuring compliance with banking regulations, while making critical loan underwriting decisions.

Essential Job Duties:

• Perform all duties of a level 1 & 2 Consumer Underwriter.
• Act as a subject matter experts for others in the department
• Assist in training new staff members on products and procedures
• Support and respond to questions from Consumer Underwriter 1 and 2.
• Serve as a member of the Credit Committee in decisioning loan applications that involve high complexity and loan amounts according to policy
• Escalate loan file with recommendation that exceed individual lending authority and/or of high complexity and associated risks to a Consumer Underwriter 4 or Supervisor.
• Perform other duties as assigned.