Customer Financing: Assist customers in securing vehicle financing and leasing options that best suit their needs. Explain financing terms, loan options, and leasing agreements clearly to customers.
Loan Applications: Process and submit loan applications to various financial institutions. Work to secure favorable terms and rates for customers.
Documentation: Ensure all financing and leasing documents are completed accurately and in compliance with company policies and legal regulations.
Credit Analysis: Review and analyze customers' credit histories to determine appropriate financing options. Provide recommendations based on credit evaluations.
Sales Team Collaboration: Work closely with the sales team to understand customer needs and provide support throughout the vehicle purchase process.
Financial Institution Relations: Maintain and build relationships with banks, credit unions, and other financial institutions. Negotiate terms and ensure competitive financing offers.
Compliance: Ensure adherence to all federal, state, and local regulations governing vehicle financing and leasing.
Reporting: Generate and review financial reports related to financing activities. Monitor and track financing performance metrics.
Customer Service: Provide exceptional customer service throughout the financing process. Address and resolve any customer concerns or issues promptly.
Qualifications:
Experience: Minimum of 3-5 years of experience in automotive finance or a related field. Previous experience as a finance manager or in a similar role is preferred.
Education: High school diploma or equivalent required
Business Administration, or a related field. Relevant certifications are a plus.
Skills: Strong understanding of automotive financing products, leasing options, and credit analysis. Excellent communication, negotiation, and interpersonal skills.
Technical Proficiency: Proficient in using financial software and dealership management systems. Familiarity with MS Office Suite.
Attention to Detail: High level of accuracy and attention to detail in processing financial transactions and documentation.
Compliance Knowledge: Knowledge of federal and state regulations related to automotive finance and leasing.
Job details are sourced from the employer's original posting.
