Deputy Head -Small and Medium Business- Internal Audit - Mumbai - Lodha (I-Think Techno Campus) - MM

·       Completion of Internal Audit Plan as per the Calendar

·       Able to conduct Risk Assessment, Opening Meetings, Discussion with Process owners, Relay of OFIs and updation of the Presentations.

·       Develop and demonstrate the effective use of systems and controls to facilitate the execution of risk-based audits

·       Provide regular reports to the Business / Pre-Audit Committee / Audit Committee on the company’s system of internal controls, significant audit recommendations.

·       Ensure internal audit methodology is consistently applied and documented

·       Interface regularly with senior corporate and line of business management.

·       Ensure the audit process is utilized in identifying control weakness and developing recommendations within all divisions and operations of the company. The focus of this service may be on the financial, operational, regulatory or information technology issues

·       Providing process improvement suggestions, cost reduction opportunities which will add value to business

·       Implementation of CAATs and data analytic techniques as part of the Audit Plan

·       Pursues professional development opportunities, including internal and external training and professional association memberships, and shares information gained and best practices with co-workers including team members

Specialized Job Competencies:

High personal standards and professional ethics with a commitment to excellence

Smart, quick, people-oriented, energetic, professionally aggressive, with a strong work ethic

Good understanding of Wholesale Lending especially in the area of Term Loans, Working Capital loans (supply chain), Loan against shares, Leasing, credit substitutes, etc.

Understanding the process related to Sourcing (Digital & traditional) Credit Underwriting, Business Operations & Collections

Strong quantitative, analytical, data-intuition, Problem-solving and negotiation skills to provide acceptable and appropriate / practical recommendations.

Ability to develop and maintain effective working relationships with senior management level.

Able to coach and supervise junior team members and give constructive feedback for their professional development.

Good knowledge of RBI regulations and other laws as applicable, Internal Auditing Standards (SIA & IPPF), INDAS, GST laws.

Years of Experience (Actual): 10 + years with Wholesale banking experience 

Other Attributes:

Strong interpersonal, communication, and team skills; ability to work and communicate effectively with all levels of management and staff

Demonstrates leadership and credibility. Capable of generating a high degree of respect and trust, building relationships rapidly with the various operating units and corporate staff.

Self-motivated with strong commitment to quality

Qualification: Chartered Accountant and Certified Internal Auditor / Certified Information Systems Auditor

Certifications, if any:

CIA, CISA, IFRS

Age & DOB:

30+