Vice President Business Banker provides service to current and prospective clients seeking commercial loans. Makes loans and services accounts dealing in relatively large, complex loans, or those involving greater risk. Understands and completes job responsibilities in accordance with federal and state regulations.
Essential Functions:
Business Banker 90%
- Develops strong client relationships with Bank’s key business clients
- Analyzes complex financial information and makes funding recommendations that adhere to the bank’s loan policy and aligns with the bank’s risk appetite
- Develops new business by actively calling on existing and prospective clients
- Promotes products and services that support client goals
- Closes loans, opens accounts, and makes intradepartmental referrals
- Monitors the inherent risk of his or her loan portfolio
- Possesses thorough working knowledge of business deposit accounts, cash management, online banking, merchant processing and other business banking products
- Analyzes clients’ product needs and makes the appropriate recommendations
- Can act as the client’s first point of contact when they have questions or problems with their accounts/services
- Actively participates in outside events and organizations
Additional Duties and Responsibilities 10%
- Serves on Bank committees as needed
- Other job related duties necessary to carry out the responsibilities of this position
- Participates in internal and external training and development opportunities as required
