Investigations Associate / AML Specialist
Company Overview
Ant International powers the future of global commerce with digital innovation for everyone and every business to thrive. In close collaboration with partners, we support merchants of all sizes worldwide to realize their growth aspirations through a comprehensive range of tech-driven digital payment and financial services solutions.
Ant International strives to become the most trusted digital services connector to achieve sustainable growth of global commerce.
With a focus on Travel, Trade, Technology, and Talent, Ant International is committed to enhancing the digital mindset and capacities of businesses worldwide.
Job Description
The Investigations Associate AML Specialist supports the AMLRO in executing the Luxembourg Anti-Money Laundering/Counter-Terrorist Financing (AML/CTF) requirements.
The role is responsible for managing and conducting complex investigations, overseeing the escalation and resolution of potential suspicious activity, reviewing and/or drafting Suspicious Activity Reports (SARs), performing partner risk assessments, and conducting due diligence on foreign agent/counterparties. The AML Specialist Investigations Associate also contributes to the continuous enhancement of the BSA-AML program, helping to strengthen improve effectiveness, and adapt to emerging risks.
This role is well-suited for a professional with strong investigative and analytical skills, who brings sound judgement and the ability to challenge assumptions and think critically in a highly regulated, multinational financial environment.
Main Responsibilities
- Conduct and oversee investigations into potentially suspicious activity, including escalated or referred cases from transaction monitoring systems, frontline teams, or other departments.
- Own the timely and accurate filing of SARs, and other reports required by applicable AML laws, and assist with law enforcement information requests.
- Review and/or draft high-quality SARs in accordance with regulatory requirements and internal procedures.
- Perform enhanced due diligence (EDD) on high-risk customerspartners, including onboarding reviews and periodic refreshes.
- Conduct foreign agent/counterparty due diligence to evaluate AML exposure and determine the appropriate level of risk mitigation.
- Assist in identifying patterns, typologies, or trends in AML that may impact the organization.
- Support regulatory examinations, audits, and internal reviews by preparing materials and participating in walkthroughs.
- Support remediation and corrective-action plans for any deficiencies, ensuring sustainable AML compliance improvements.
- Ensure robust Luxembourg or European specific training programs for employees, management, and the Board, fostering strong awareness and internal controls.
Qualifications
- >5 years in financial crime, BSA/AML compliance.
- Experience drafting or reviewing SARs and conducting high-quality investigations.
- Ability to work independently and exercise sound judgment under pressure.
- Independent thinker with integrity, resilience, and strong judgement.
- Exceptional written/oral communication and writing skills.
- Ability to work in a fast paced environment.
