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    Zolve

    Fintech

    Credit Risk Senior Analyst

    Credit Assessment Credit Risk Senior Analyst Bengaluru Work Type: Full Time Apply Now, IndiaOn-SiteFull-time5+ yrs experiencePosted 1mo ago
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    Job description

    <h1 dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#262626;background-color:transparent;font-weight:700;font-style:normal;font-variant:small-caps;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">ABOUT ZOLVE</span></h1><div><br></div><div align="left" dir="ltr" style="margin-left:0pt;"><table style="border:none;border-collapse:collapse;"><tbody><tr style="height:167.25pt;"><td style="border-left:solid #ff911c 4.5pt;border-right:solid #bfbfbf 0.5pt;border-bottom:solid #bfbfbf 0.5pt;border-top:solid #bfbfbf 0.5pt;vertical-align:top;padding:14.4pt 7.2pt 7.2pt 14.4pt;overflow:hidden;overflow-wrap:break-word;"><p dir="ltr" style="line-height:1.2;text-align: justify;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:13pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Welcome to the financial frontier of limitless possibilities - welcome to Zolve.

    We're not just a fintech; we're architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints.</span></p><p dir="ltr" style="line-height:1.2;text-align: justify;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:13pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span><span style="font-size:13pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Zolve is the world's first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score.

    Zolve’s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. </span></p><br><p dir="ltr" style="line-height:1.2;text-align: justify;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:13pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual</span><span style="font-size:13pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> </span><span style="font-size:13pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">to join us and support our journey. </span></p></td></tr></tbody></table></div><div><br></div><div><br></div><h1 dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#262626;background-color:transparent;font-weight:700;font-style:normal;font-variant:small-caps;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">JOB DESCRIPTION</span></h1><div><br></div><div align="left" dir="ltr" style="margin-left:0pt;"><table style="border:none;border-collapse:collapse;"><tbody><tr style="height:172.5pt;"><td style="border-left:solid #ff911c 4.5pt;border-right:solid #bfbfbf 0.5pt;border-bottom:solid #bfbfbf 0.5pt;border-top:solid #bfbfbf 0.5pt;vertical-align:top;padding:14.4pt 7.2pt 7.2pt 14.4pt;overflow:hidden;overflow-wrap:break-word;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Role: </span><span style="font-size:13pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Credit Risk Senior Analyst </span></p><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Location: </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Bengaluru</span></p><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Employment Type: </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Full-Time</span></p><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Credit Risk Senior Analyst</span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> will be responsible for assessing, managing, and mitigating the credit risk exposure for the US credit card portfolio.

    This role will involve working closely with business units to ensure sound credit risk policies and practices are in place. The Credit Risk Senior Analyst will conduct thorough credit assessments, maintain risk monitoring systems, and assist in making strategic recommendations to safeguard the company from potential credit losses. This position requires strong analytical skills, a deep understanding of credit risk management principles, and the ability to communicate effectively with senior leadership.</span></p></td></tr></tbody></table></div><h1 dir="ltr" style="line-height:1.2;margin-top:30pt;margin-bottom:0pt;"><span style="font-size:13.999999999999998pt;font-family:Cambria,serif;color:#262626;background-color:transparent;font-weight:700;font-style:normal;font-variant:small-caps;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">RESPONSIBILITIES</span></h1><div align="left" dir="ltr" style="margin-left:0pt;"><table style="border:none;border-collapse:collapse;"><tbody><tr style="height:247.5pt;"><td style="border-left:solid #ff911c 4.5pt;border-right:solid #bfbfbf 0.5pt;border-bottom:solid #bfbfbf 0.5pt;border-top:solid #bfbfbf 0.5pt;vertical-align:top;padding:14.4pt 7.2pt 7.2pt 14.4pt;overflow:hidden;overflow-wrap:break-word;"><h3 dir="ltr" style="line-height:1.2;margin-top:14pt;margin-bottom:4pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Credit Risk Assessment</span></h3><ul style="margin-top:0;margin-bottom:0;"><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Evaluate and monitor the </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">creditworthiness of existing and prospective customers</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br><br></span></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Perform detailed analysis of </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">financial statements, credit bureau reports, and risk data</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br><br></span></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Recommend </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">credit limits, terms, and risk actions</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> based on assessment outcomes</span></p></li></ul><h3 dir="ltr" style="line-height:1.2;margin-top:14pt;margin-bottom:4pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Credit Risk Strategy & Policy</span></h3><ul style="margin-top:0;margin-bottom:0;"><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Develop, implement, and periodically enhance </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">credit risk policies and procedures</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br><br></span></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Ensure credit risk strategy aligns with </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">business objectives and regulatory requirements</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br><br></span></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Advise senior management on </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">risk exposure, trends, and mitigation strategies</span></p></li></ul><h3 dir="ltr" style="line-height:1.2;margin-top:14pt;margin-bottom:4pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Risk Monitoring & Reporting</span></h3><ul style="margin-top:0;margin-bottom:0;"><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Monitor portfolio risk exposure to ensure compliance with </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">internal risk limits</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br><br></span></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Prepare </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">risk reports and dashboards</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> highlighting key indicators, trends, and emerging risks</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br><br></span></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Implement and manage </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">automated tools and systems</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> for risk monitoring and reporting</span></p></li></ul><h3 dir="ltr" style="line-height:1.2;margin-top:14pt;margin-bottom:4pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Stakeholder Management</span></h3><ul style="margin-top:0;margin-bottom:0;"><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Collaborate with </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">underwriting, sales, finance, product, and legal teams</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> to manage credit risk</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br><br></span></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Liaise with </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">credit bureaus, auditors, and regulatory bodies</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> to stay aligned with best practices</span></p></li></ul><h3 dir="ltr" style="line-height:1.2;margin-top:14pt;margin-bottom:4pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Compliance & Governance</span></h3><ul style="margin-top:0;margin-bottom:0;"><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Ensure adherence to </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">regulatory requirements and industry standards</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br><br></span></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Maintain up-to-date knowledge of </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">US credit regulations and compliance frameworks</span></p></li></ul><h3 dir="ltr" style="line-height:1.2;margin-top:14pt;margin-bottom:4pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Training & Development</span></h3><ul style="margin-top:0;margin-bottom:0;"><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Provide guidance and mentorship to </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">junior risk analysts</span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br><br></span></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:12pt;"><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Stay current with </span><span style="font-size:11pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">industry trends, tools, and regulatory developments</span></p></li></ul></td></tr></tbody></table></div><h1 dir="ltr" style="line-height:1.3800000000000001;margin-top:30pt;margin-bottom:3pt;"><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#2e2e2e;background-color:transparent;font-weight:700;font-style:normal;font-variant:small-caps;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">QUALIFICATIONS </span></h1><div><br></div><div align="left" dir="ltr" style="margin-left:0pt;"><table style="border:none;border-collapse:collapse;"><tbody><tr style="height:118.5pt;"><td style="border-left:solid #ff911c 4.5pt;border-right:solid #bfbfbf 0.5pt;border-bottom:solid #bfbfbf 0.5pt;border-top:solid #bfbfbf 0.5pt;vertical-align:top;padding:14.4pt 7.2pt 7.2pt 14.4pt;overflow:hidden;overflow-wrap:break-word;"><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Education:</span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> Bachelor’s degree in </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Finance, Economics, Accounting</span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, or a related field  ot</span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Master’s degree (MBA / MSc) or professional certifications (</span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">FRM, CFA</span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">) are preferred</span></p><p dir="ltr" style="line-height:1.38;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Skills &

    Experience:

    </span></p><ul style="margin-top:0;margin-bottom:0;"><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Minimum </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">5 years of experience</span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> in </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">US credit card risk management</span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> or related roles</span></p></li><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Strong understanding of </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">credit risk analysis, financial modeling, and portfolio management</span></p></li><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Experience working with </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">US credit bureaus</span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> and US credit scoring frameworks</span></p></li><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Exposure to </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">credit risk management systems and tools</span></p></li></ul><h3 dir="ltr" style="line-height:1.38;margin-top:14pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Technical Skills</span></h3><ul style="margin-top:0;margin-bottom:0;"><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Advanced knowledge of </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">credit scoring models and risk mitigation techniques</span></p></li><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Proficiency in </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Excel, SQL, and Python</span></p></li><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Strong analytical and reporting capabilities</span></p></li></ul><h3 dir="ltr" style="line-height:1.38;margin-top:14pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Soft Skills</span></h3><ul style="margin-top:0;margin-bottom:0;"><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:12pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Excellent </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">analytical and problem-solving skills</span></p></li><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Strong </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">written and verbal communication abilities</span></p></li><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Ability to engage effectively with </span><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">senior leadership and external stakeholders</span></p></li><li dir="ltr" style="list-style-type:disc;font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><p dir="ltr" style="line-height:1.7999999999999998;margin-top:0pt;margin-bottom:0pt;"><span style="font-size:12pt;font-family:Cambria,serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">High attention to detail and strong organizational skills</span></p></li></ul></td></tr></tbody></table></div><h1 dir="ltr" style="line-height:1.2;margin-top:30pt;margin-bottom:0pt;"><img src="https://s3.amazonaws.com/files.freshteam.com/production/67235/attachments/6021365969/original/1767181500RoDq4cc7RgCx.png?1767181500" style="width: 620px; margin-right: auto; margin-left: 0px; display: block; max-width: 620px; height: 419.993px;" class="fr-fic fr-dib fr-fil" alt="1767181500RoDq4cc7RgCx.png" width="620px" data-attachment-id="6021365969" height="auto"></h1><div align="left" dir="ltr" style="margin-left:0pt;"><table style="border:none;border-collapse:collapse;"><tbody><tr style="height:54pt;"></tr></tbody></table></div>

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    About the company

    Zolve

    Zolve is a fintech company that provides financial products and services to immigrants.

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